427 River Bend Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 427 River Bend Dr, Genoa, IL 60135

Property Summary

Property Type	Vacant Land
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2026)
Tax Bill	$749 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-224-014`

Property Details

APN / Parcel Number

Primary APN	`02-25-224-014`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	0225224014
Street Address	427 RIVER BEND DR
City	GENOA
State	IL
Zip	60135-1440
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 356 - RIVERBEND ADDITION TO GENOA - UNIT FIVE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	356
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4040
Census Tract	100

Owner

427 River Bend Dr, vacant land, is owned and occupied by two individuals who bought it in September 2026.

Source: DeKalb County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 RIVER BEND DR, GENOA, IL 60135-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK AND TRUST COMPANY
Feb 23, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 16, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Deed Document Number	20268144
Prior Transfer Date	Feb 23, 2026
Prior Transfer Doc	0000001428
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 10, 2026
Property Address	427 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000008144
Instrument Date	Sep 3, 2026
Instrument	20268144
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 RIVER BEND DR, GENOA, IL 60135-1440

Mortgage

Document Number	0000008145,
Date	Sep 10, 2026
Instrument	20268145

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Apr 14, 2026
Property Address	427 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000003045
Instrument Date	Apr 8, 2026
Instrument	20263045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003045,
Date	Apr 14, 2026
Instrument	20263045

Lender

Name	HEARTLAND BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 23, 2026
Property Address	427 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000001428
Map Reference	DOC 2004024878
Instrument Date	Feb 23, 2026
Instrument	2026001428
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 VIKING DR, SYCAMORE, IL 60178-8769

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2018
Property Address	427 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000010568
Instrument Date	Nov 14, 2018
Instrument	10568
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	444 E HILLCREST DR DEKALB IL 601152498, DEKALB, IL 60115-2498
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00 (+4.32%)	$8,796 (+10.39%) Land $8,796	$26,388 (+10.39%) Land $26,388
2024	$718.00	$7,968 (+11.25%) Land $7,968	$23,904 (+11.25%) Land $23,904
2023		$7,162 Land $7,162	$21,486 Land $21,486

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 427 River Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 River Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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