Fairfield Town property record for 427 Reef Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,304 sqft · built 1943 |
| Lot Size | 0.146 acres (6,351 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,100,000 (Sep 2026) |
| Tax Bill | $11,222 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Line of Credit Apr 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:134 |
| Primary APN | FAIR M:182 B:134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 2,889 sqft |
| Basement Area | 836 sqft |
| Unfinished Basement | 418 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,351 sqft (0.146 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17283 |
|---|---|
| Street Address | 427 REEF RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 134 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 61500 |
Source: Fairfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 740 FAIRFIELD BEACH RD, FAIRFIELD, CT 06824-6752 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Line of Credit CHAMPIONS FUNDING LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 20265053 |
| Deed Book / Page | 6763 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Sep 2, 2026 |
| Property Address | 427 REEF RD, FAIRFIELD, CT 06824-6549 |
| Document Number | 0000005053 |
| Book / Page | 6763 / 60 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20265053 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 FAIRFIELD BEACH RD, FAIRFIELD, CT 06824-6752 |
| Date | Sep 2, 2026 |
|---|
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 427 REEF RD, FAIRFIELD, CT 06824-6549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006309-44 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 6309/44 |
| Instrument | 2022-3096 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,222.00 | $395,290 (-) Land $299,810 Building $95,480 | $276,703 Land $209,867 Building $66,836 |
| 2024 | $11,222.00 (+3.2%) | ||
| 2023 | $10,874.00 | $395,290 Land $299,810 Building $95,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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