427 Raymond Ave, Frostproof, FL 33843 Property Records

Polk County property record for 427 Raymond Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1961
Lot Size	0.207 acres (8,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Apr 2017)
Tax Bill	$473 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-008050`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-008050`
Alternative APNs	`073228985800008050` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Enclosed/Unfinished Porch
Porch Area	571 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	427 RAYMOND AVE
City	FROSTPROOF
State	FL
Zip	33843-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 8 LOT 5
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	8
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2038
Census Tract	15801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 RAYMOND AVE, FROSTPROOF, FL 33843-9432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	201764406
Deed Book / Page	10109 / 2073
Prior Transfer Date	Mar 31, 1994
Prior Transfer Doc	3373000524
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 5, 2017
Property Address	427 RAYMOND AVE, FROSTPROOF, FL 33843-9432
Document Number	0101092073
Book / Page	010109 / 002073
Instrument Date	Apr 3, 2017
Instrument	64406
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 RAYMOND AVE FROSTPROOF FL 338439432, FROSTPROOF, FL 33843-9432

Mortgage

Document Number	101092074
Date	Apr 5, 2017
Book Page	010109/002074
Instrument	64407

Lender

Name	ACCEPTANCE CAP MTG CORP
Address	SPOKANE, WA 99208

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,916 (+2.7%)	$172,093 (+1.57%) Land $21,000 Building $151,093
2025	$473.00 (-51.78%) Homeowner's exemption	$76,841 (+5.99%)	$169,434 (+4.47%) Land $21,000 Building $148,434
2023	$981.00 (+5.26%) Homeowner's exemption	$72,500 (+3%)	$162,182 (+20.54%) Land $13,500 Building $148,682
2022	$932.00 Homeowner's exemption	$70,388	$134,542 Land $7,700 Building $126,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20