427 Rachael Cir, Raymore, MO 64083 Property Records

Cass County property record for 427 Rachael Cir, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$5,871 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-15-304-001-001.012`

Property Details

APN / Parcel Number

Primary APN	`04-05-15-304-001-001.012`
Alternative APN	`2239123`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	107 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2239123
Street Address	427 RACHAEL CIR
City	RAYMORE
State	MO
Zip	64083-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN MEADOWS LOT 9
Legal Range	32
Legal Township	46
Legal Section	15
Legal Subdivision	HIDDEN MEADOWS
Legal Lot Number	9
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2017
Census Tract	60308

Owner

427 Rachael Cir is owned and occupied by an individual who acquired it in November 2024.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	427 RACHAEL CIR, RAYMORE, MO 64083-8260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024
Deed Sale	Nov 1, 2024
Prior Sale	Mar 25, 2013
Deed Document Number	757598
Deed Book / Page	5112 / 133
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	427 RACHAEL CIR, RAYMORE, MO 64083-8260
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 RACHAEL CIR, RAYMORE, MO 64083-8260

Mortgage

Document Number	0004994/19
Date	Sep 18, 2023
Book Page	4994/19
Instrument	739692

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	427 RACHAEL CIR, RAYMORE, MO 64083-8260
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4406/138
Date	Sep 20, 2019
Book Page	4406/138
Instrument	652001

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	427 RACHAEL CIR, RAYMORE, MO 64083-8260
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4325/064
Date	Jan 16, 2019
Book Page	4325/064
Instrument	639141

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 427 Rachael Cir was $5,871.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,871.00	$30,900 Land $5,560 Building $25,340	$162,610 Land $29,250 Building $133,360
2023	$2,224.00 (+4,734.78%)	$27,370 (+12.08%) Land $5,050 Building $22,320	$144,050 Land $26,590 Building $117,460
2022	$46.00	$24,420 Land $5,050 Building $19,370
2021			$128,510 Land $26,590 Building $101,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Rachael Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Rachael Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: KC Web.

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