Richland County property record for 427 Plantation Pointe Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2006 |
| Lot Size | 0.257 acres (11,203 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $272,000 (Jun 2023) |
| Tax Bill | $9,240 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25902-03-22 |
| Primary APN | 25902-03-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,978 sqft Heated Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 1,642 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,203 sqft (0.257 acres) |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700779 |
|---|---|
| Street Address | 427 PLANTATION POINTE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 103 & PARCEL A 80X145X80X145 #SU PLANTATION POINTE #PR RB582-2357 RB1181-644 |
| Legal Subdivision | PLANTATION POINTE |
| Legal Lot Number | 103 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11425 |
427 Plantation Pointe Dr is owner-occupied and held in a trust since June 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 427 PLANTATION POINTE DR, ELGIN, SC 29045-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 202324787 |
| Deed Book / Page | 2843 / 125 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0021052248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 10, 2026 |
| Property Address | 427 PLANTATION POINTE DR, ELGIN, SC 29045-8203 |
| Document Number | 0031162128 |
| Book / Page | 3116 / 2128 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202616883 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 427 PLANTATION POINTE DR, ELGIN, SC 29045-8203 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 14, 2023 |
| Property Address | 427 PLANTATION POINTE DR, ELGIN, SC 29045-8203 |
| Document Number | 0028430125 |
| Book / Page | 2843 / 125 |
| Map Reference | MB 582 PG 2357 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 2023024787 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $707.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 427 PLANTATION POINTE DR, ELGIN, SC 29045-8203 |
| Document Number | 2023024788 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023024788 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 427 Plantation Pointe Dr was $9,240.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,240.00 | $7,504 (-97.24%) | $274,800 (+1.03%) Land $37,500 Building $237,300 |
| 2024 | $272,000 (+3,524.73%) Land $37,500 Building $234,500 | $272,000 (+44.99%) Land $37,500 Building $234,500 | |
| 2023 | $1,902.00 (+1.01%) | $7,504 | $187,600 |
| 2022 | $1,883.00 (-0.53%) | ||
| 2021 | $1,893.00 | $7,500 | $187,600 Land $30,000 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 Plantation Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Plantation Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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