427 Plantation Pl, Rincon, GA 31326 Property Records

Effingham County property record for 427 Plantation Pl, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Nov 2020)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R2470-475-000`

Property Details

APN / Parcel Number

Primary APN	`R2470-475-000`
Alternative APNs	`R2470475` `24879`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	400 sqft
Porch	Patio
Porch Area	25 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24879
Street Address	427 PLANTATION PL
City	RINCON
State	GA
Zip	31326-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	.174 AC LOT 475 (OUT R237-5B)
Legal Subdivision	LOST PLANTATION
Legal Phase	H2
Legal Block	H2
Legal Lot Number	475
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3004
Census Tract	30308

Owner

427 Plantation Pl is owned and occupied by an individual who bought it in November 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	427 PLANTATION PL, RINCON, GA 31326-4751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH GEORGIA BANK
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Nov 13, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Jun 6, 2018	Warranty Deed, Transfer SOUTH GEORGIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	20203241
Deed Book / Page	2636 / 554
Prior Transfer Date	Dec 22, 2011
Prior Transfer Doc	002069/469
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	427 PLANTATION PL, RINCON, GA 31326-4751
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002472/664
Date	Jun 19, 2018
Book Page	2472/664
Instrument	005257

Lender

Name	SOUTH GEORGIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 5, 2020
Property Address	427 PLANTATION PL, RINCON, GA 31326-4751
Document Number	002636/554
Book / Page	2636 / 554
Instrument Date	Nov 5, 2020
Instrument	2020-003241
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PLANTATION PL, RINCON, GA 31326-4751

Mortgage

Document Number	0000002636/0000000556
Date	Nov 6, 2020
Book Page	0000002636/0000000556
Instrument	011662

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 13, 2018
Property Address	427 PLANTATION PL, RINCON, GA 31326-4751
Document Number	002497/972
Book / Page	2497 / 972
Instrument Date	Nov 13, 2018
Instrument	2018-003114
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PLANTATION PL, RINCON, GA 31326-4751
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002497/0000000974
Date	Nov 15, 2018
Book Page	0000002497/0000000974
Instrument	009974

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 6, 2018
Property Address	427 PLANTATION PL, RINCON, GA 31326-4751
Document Number	002472/663
Book / Page	2472 / 663
Instrument Date	Jun 6, 2018
Instrument	2018-001489
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894

Mortgage

Document Number	002472/664
Date	Jun 19, 2018
Book Page	2472/664
Instrument	005257

Lender

Name	SOUTH GEORGIA BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 427 Plantation Pl was $2,341 with exemptions applied, up 10.9% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,173 (-) Land $31,600 Building $107,573	$347,933 (-) Land $79,000 Building $268,933
2025	$2,341.00 (+10.95%) Homeowner's exemption Senior Citizen's exemption	$139,173 (+2.77%) Land $31,600 Building $107,573	$347,933 (+2.77%) Land $79,000 Building $268,933
2024	$2,110.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$135,420 Land $31,600 Building $103,820	$338,549 Land $79,000 Building $259,549
2022	$2,039.00 Homeowner's exemption	$97,846 Land $24,000 Building $73,846	$244,616 Land $60,000 Building $184,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Plantation Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Plantation Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications.

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