427 Plainview Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 427 Plainview Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,281 sqft · built 2006
Owner	Individual Name on File
Last Sale	$325,000 (May 2019)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56A-1-31`

Property Details

APN / Parcel Number

Primary APN	`56A-1-31`
Alternative APN	`5967`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,281 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5967
Old Parcel Number	56A-1-31
Street Address	427 PLAINVIEW RD
City	KINSALE
State	VA
Zip	22488-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PLAINVIEW SUB LOT 31 DB 919 PG 857
Legal Subdivision	PLAINVIEW
Legal Lot Number	31
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2017
Census Tract	10102

Owner

427 Plainview Rd is owned and occupied by an individual who bought it in May 2019.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	427 PLAINVIEW RD, KINSALE, VA 22488-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION
May 17, 2019	Special Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Deed Document Number	09190857
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	427 PLAINVIEW RD, KINSALE, VA 22488-2304
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009560297
Date	Jun 6, 2022
Instrument	09560297

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	83 Months
Due	May 1, 2029

Interest

Rate Type	Fixed Rate

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 17, 2019
Property Address	427 PLAINVIEW RD, KINSALE, VA 22488-2304
Document Number	0009190857
Instrument Date	Apr 25, 2019
Instrument	09190857
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PLAINVIEW RD, KINSALE, VA 22488-2304

Mortgage

Document Number	0009190864
Date	May 17, 2019
Instrument	09190864

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 427 Plainview Rd was $3,268.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00	$480,700 Land $206,000 Building $274,700	$480,700 Land $206,000 Building $274,700
2023	$2,980.00	$480,700 Land $206,000 Building $274,700	$480,700 Land $206,000 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Plainview Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Plainview Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plainview Rd

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