Stanly County property record for 427 Pee Dee Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,926 sqft · built 1901 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2018) |
| Tax Bill | $4,050 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 654801453199 |
| Primary APN | 654801453199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,926 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 200 ft deep x 183 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 503 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1533509 |
|---|---|
| Street Address | 427 PEE DEE AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-4933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | HSE 427 PEE DEE AVE DBA THE 1891 INN 654810280 |
| Legal Subdivision | OAKDALE SUBDIVISION |
| Legal Lot Number | 183 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 931204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pee Dee Avenue Historic District listed 1998 · 88 contributing resources · NRIS 97001612 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
427 Pee Dee Ave is owned by an individual who acquired it in April 2021.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1453, ALBEMARLE, NC 28002-1453 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UWHARRIE BANK |
| Apr 14, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage UWHARRIE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on File |
| Deed Sale | Apr 19, 2018 · Amount on File |
| Deed Document Number | 2018399446 |
| Deed Book / Page | 1642 / 712 |
| Last Transfer Date | Apr 7, 2021 |
| Transfer Doc | 0000431644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 427 PEE DEE AVE, ALBEMARLE, NC 28001-4933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000453049 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 1805/514 |
| Instrument | 453049 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 14, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 427 PEE DEE AVE, ALBEMARLE, NC 28001-4933 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000443687 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 1775/1437 |
| Instrument | 443687 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Aug 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 14, 2021 |
| Property Address | 427 PEE DEE AVE, ALBEMARLE, NC 28001-4933 |
| Document Number | 0000431644 |
| Book / Page | 1738 / 347 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 431644 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1453, ALBEMARLE, NC 28002-1453 |
| Document Number | 0000431645 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 431645 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 14, 2041 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 427 Pee Dee Ave was $4,050.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,050.00 | $361,649 Land $77,697 Building $283,952 | $361,649 Land $77,697 Building $283,952 |
| 2023 | $3,554.00 | $291,319 Land $59,415 Building $231,904 | $291,319 Land $59,415 Building $231,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Pee Dee Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Pee Dee Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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