Harris County property record for 427 Pebblebrook Dr, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,333 sqft · built 1966 |
| Lot Size | 0.221 acres (9,608 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,677 (Dec 2025) |
| Tax Bill | $6,687 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Apr 2021 Second Mortgage + 8 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 095-448-000-0003 |
| Primary APN | 095-448-000-0003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,333 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Attic | Attic |
| Attic Area | 777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,608 sqft (0.221 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 623 sqft |
| Patio Area | 623 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0954480000003 |
|---|---|
| Street Address | 427 PEBBLEBROOK DR |
| City | EL LAGO |
| State | TX |
| Zip | 77586-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 6 EL LAGO SEC 3 |
| Legal Subdivision | EL LAGO SEC 3 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 341501 |
427 Pebblebrook Dr is owned and occupied by an individual who bought it in December 2025.
Source: Harris County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOALCE INVESTMENTS LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GALAXY REAL ESTATE GROUP LLC |
| Dec 10, 2025 | Vendor's Lien, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Oct 11, 2023 | Trustee's Deed, Foreclosure |
| Oct 30, 2020 | Deed of Trust, Mortgage SEBASTIAN SPAGNUOLO |
| Oct 30, 2020 | Deed of Trust, Mortgage DONNA MORRIS |
| Oct 28, 2020 | Deed of Trust, Mortgage MADELINE DUBE |
| Feb 28, 2020 | Deed of Trust, Mortgage WENDA WU INVESTMENT LLC |
| Jul 3, 2019 | Deed of Trust, Mortgage SEBASTIAN SPAGNUOLO |
| May 29, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Oct 11, 2023 · Amount on File |
| Deed Document Number | 2025486239 |
| Prior Transfer Date | Sep 8, 2023 |
| Prior Transfer Doc | 0000390842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000474966 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-474966 |
| Name | SOALCE INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 148, SEABROOK, TX 77586-0148 |
| Document Number | 0000172683 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-172683 |
| Name | GALAXY REAL ESTATE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 10, 2025 |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000486239 |
| Map Reference | VOL 92 PG 66 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025-486239 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | METROPOLITAN ESCROW AND TITLE LL, METROPOLITAN ESCROW & TTL LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000486240 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-486240 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 11, 2023 |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000390842 |
| Map Reference | VOL 92 PG 66 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023-390842 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17424 W GRAND PKWY S # 163, SUGAR LAND, TX 77479-2564 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000532412 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 427 PEBBLEBROOK DR EL LAGO TX 775866012, EL LAGO, TX 77586-6012 |
| Document Number | 0000532412 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 532412 |
| Name | SEBASTIAN SPAGNUOLO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000552744 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 148 SEABROOK TX 775860148, SEABROOK, TX 77586-0148 |
| Document Number | 0000552744 |
|---|---|
| Date | Nov 11, 2020 |
| Instrument | 552744 |
| Name | DONNA MORRIS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000526935 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 148 SEABROOK TX 775860148, SEABROOK, TX 77586-0148 |
| Document Number | 0000526935 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 526935 |
| Name | MADELINE DUBE |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000091173 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1801 BIMINI WAY SEABROOK TX 775862923, SEABROOK, TX 77586-2923 |
| Document Number | 0000091173 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 91173 |
| Name | WENDA WU INVESTMENT LLC |
|---|---|
| Address | 59 MARSEILLE, MONTGOMERY, TX 77356-8614 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000302637 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 148 SEABROOK TX 775860148, SEABROOK, TX 77586-0148 |
| Document Number | 0000302637 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 302637 |
| Name | SEBASTIAN SPAGNUOLO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 29, 2019 |
| Property Address | 427 PEBBLEBROOK DR, EL LAGO, TX 77586-6012 |
| Document Number | 0000223383 |
| Instrument Date | May 24, 2019 |
| Instrument | 223383 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 148 SEABROOK TX 775860148, SEABROOK, TX 77586-0148 |
The 2025 property tax bill for 427 Pebblebrook Dr was $6,687, up 29.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,290 (+18.05%) Land $81,846 Building $227,444 | $309,290 (+18.05%) Land $81,846 Building $227,444 | |
| 2025 | $6,687.00 (+29.74%) | $262,000 Land $81,846 Building $180,154 | $262,000 Land $81,846 Building $180,154 |
| 2024 | $5,154.00 | ||
| 2023 | $368,993 Land $81,846 Building $287,147 | $368,993 Land $81,846 Building $287,147 | |
| 2022 | $5,154.00 | ||
| 2020 | $4,155.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Pebblebrook Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 117 (1979–2019) |
| Claims Outside the SFHA | 61 of 117 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 427 Pebblebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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