427 Paco Dr, Los Altos, CA 94024 Property Records

Santa Clara County property record for 427 Paco Dr, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 1947
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Trust Names on File
Last Sale	$4,928,000 (Jun 2025)
Tax Bill	$30,939 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`189-53-049`

Property Details

APN / Parcel Number

Primary APN	`189-53-049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
1st Floor Area	2,544 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 PACO DR
City	LOS ALTOS
State	CA
Zip	94024-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 350 CUESTA VISTA BOOK 11 PAGE 27 LOT 2
Legal Subdivision	CUESTA VISTA
Legal Tract	350
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	510200

Owner

427 Paco Dr is owner-occupied and held in a trust since June 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	427 PACO DR, LOS ALTOS, CA 94024-3828
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Document Number	202525824417
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0023268287
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2026
Property Address	427 PACO DR, LOS ALTOS, CA 94024-3828
Document Number	0025965872
Instrument Date	Mar 19, 2026
Instrument	202625965872
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	427 PACO DR, LOS ALTOS, CA 94024-3828
Investor	Possibly a Property Investor

Mortgage

Document Number	0025965872,
Date	Apr 1, 2026
Instrument	202625965872

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	427 PACO DR, LOS ALTOS, CA 94024-3828
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PACO DR, LOS ALTOS, CA 94024-3828

Mortgage

Document Number	0025874990
Date	Sep 25, 2025
Instrument	25874990

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	427 PACO DR, LOS ALTOS, CA 94024-3828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PACO DR, LOS ALTOS, CA 94024-3828

Mortgage

Document Number	0024588664
Date	Aug 26, 2020
Instrument	24588664

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2027
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Paco Dr was $30,939, up 4% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,026,560 (+102.14%) Land $4,523,904 Building $502,656
2025	$30,939.00 (+3.96%)	$2,486,658 Land $1,493,208 Building $993,450
2024	$29,761.00 (+2.54%)
2023	$29,024.00 (+0.66%) Homeowner's exemption	$2,390,100 Land $1,435,226 Building $954,874
2022	$28,835.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Paco Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Paco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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