Dorchester County property record for 427 Oakley St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1936 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Jan 1999) |
| Tax Bill | $1,744 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-143001 |
| Primary APN | 07-143001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.275 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 143001 |
|---|---|
| Street Address | 427 OAKLEY ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 12,000 SQ.FT. 427 & 429 OAKLEY STREET CAMB |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970500 |
427 Oakley St is owned and occupied by two individuals who bought it in January 1999.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 OAKLEY ST, CAMBRIDGE, MD 21613-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 1999 · Amount on File |
| Deed Sale | Jan 7, 1999 · Amount on File |
| Prior Sale | Jul 18, 1988 · Amount on File |
| Deed Document Number | 1999614 |
| Deed Book / Page | 393 / 3 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 427 Oakley St was $1,744 with a homeowner's exemption, up 4.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744.00 (+4.24%) Homeowner's exemption | $95,633 | $99,900 Land $30,900 Building $69,000 |
| 2025 | $1,673.00 Homeowner's exemption | ||
| 2023 | $1,490.00 Homeowner's exemption | $82,300 | $93,500 Land $30,900 Building $62,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Oakley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Oakley St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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