427 Oakleaf Blvd, Oldsmar, FL 34677 Property Records

Pinellas County property record for 427 Oakleaf Blvd, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,430 sqft · built 1985
Lot Size0.168 acres (7,344 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Jul 2023)
Tax Bill$3,204 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2022 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-759-5813-2

Property Details

APN / Parcel Number

Primary APNC62-000-759-5813-2
Alternative APNs
  • 15-28-16-36282-000-0280
  • 162815362820000280
  • R160041

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,430 sqft Heated Area
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,344 sqft (0.168 acres)
Lot Dimensions105 ft deep x 70 ft wide
View / LotPark
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area125 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR160041
Old Parcel Number162815362820000280
Street Address427 OAKLEAF BLVD
CityOLDSMAR
StateFL
Zip34677-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR PALMS-UNIT FOUR LOT 28
Legal Range16
Legal Township28
Legal Section15
Legal SubdivisionHARBOR PALMS-UNIT FOUR
Legal Lot Number28
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1015
Census Tract27319

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address427 OAKLEAF BLVD, OLDSMAR, FL 34677-2734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
TODAY'S MORTGAGE INC
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Prior SaleFeb 15, 1996 · Amount on Record
Deed Document Number2023194540
Deed Book / Page22516 / 2532
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 27, 2023
Property Address427 OAKLEAF BLVD, OLDSMAR, FL 34677-2734
Document Number0225162532
Book / Page22516 / 2532
Map ReferenceMB 70 PG 53
Instrument DateJul 13, 2023
Instrument2023194540
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 GARDEN ST, CONNEAUT, OH 44030-1847

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 OAKLEAF BLVD, OLDSMAR, FL 34677-2734

Mortgage

Document Number0225162534
DateJul 27, 2023
Instrument22516/2534
Lender
NameTODAY'S MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address427 OAKLEAF BLVD, OLDSMAR, FL 34677-2734
Transaction TypeMortgage
Record UpdatedJan 26, 2023
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0223032078
DateDec 29, 2022
Book Page22303/2078
Instrument2022367003
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,204.00 (+158.6%) Homeowner's exemption$224,417 (+99.34%)$224,417 (-33.96%) Land $101,455 Building $122,962
2023$1,239.00 (+4.12%) Homeowner's exemption$112,578 (+3%)$339,821 (+18.86%) Land $145,475 Building $194,346
2022$1,190.00 Homeowner's exemption$109,299$285,911 Land $138,325 Building $147,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 434 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 in force
Nearby Flood Claims135 (2004–2024)
Claims Outside the SFHA7 of 135
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 15 claims
  • Hurricane Helene, Sep 2024 · 102 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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