Camden County and Gloucester City property record for 427 Nicholson Rd, Gloucester City, NJ 08030
| Property Type | Single Family Home |
|---|---|
| Details | 1,538 sqft · built 1987 |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $270,000 (Jun 2024) |
| Tax Bill | $7,908 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00231-01-00021 |
| Primary APN | 14-00231-01-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,538 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 7,850 sqft (0.18 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Account Number | 00365807 |
|---|---|
| Street Address | 427 NICHOLSON RD |
| City | GLOUCESTER CITY |
| State | NJ |
| Zip | 08030-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RUTGERS AVE & NICHOLSON ROA |
| Legal Block | 231.1 |
| Legal Lot Number | 21 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | GLOUCESTER CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 605100 |
Source: Camden County and Gloucester City records · APN 14-00231-01-00021
Assessment roll updated July 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 427 NICHOLSON RD, GLOUCESTER CITY, NJ 08030-1262 |
| Owner Type | Company |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 12, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA LLC |
| Feb 06, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2018 · Amount on Record |
| Deed Document Number | 202439092 |
| Deed Book / Page | 12605 / 729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 427 NICHOLSON RD, GLOUCESTER CITY, NJ 08030-1262 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022407 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 11655/175 |
| Instrument | 2021022407 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Sep 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 427 NICHOLSON RD, GLOUCESTER CITY, NJ 08030-1262 |
| Document Number | 0000064379 |
| Book / Page | 10963 / 1996 |
| Instrument Date | Aug 07, 2018 |
| Instrument | 2018064379 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | J&T ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 427 NICHOLSON RD, GLOUCESTER CITY, NJ 08030-1262 |
| Document Number | 0000064380 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018064380 |
| Name | FINANCE OF AMERICA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 31 Months |
| Due | Apr 11, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Feb 06, 2018 |
| Property Address | 427 NICHOLSON RD, GLOUCESTER CITY, NJ 08030-1262 |
| Document Number | 0000008973 |
| Book / Page | 010818 / 001151 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 8973 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 427 NICHOLSON RD GLOUCESTER CITY NJ 080301262, GLOUCESTER CITY, NJ 08030-1262 |
| Investor | Possibly a Property Investor |
Source: Camden County and Gloucester City records · Assessment roll updated July 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Gloucester City |
| Unified School District | Gloucester City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,400 (-) Land $31,800 Building $117,600 | $149,400 (-) Land $31,800 Building $117,600 | |
| 2025 | $7,908.00 (+5.59%) | $149,400 (-) Land $31,800 Building $117,600 | $149,400 (-) Land $31,800 Building $117,600 |
| 2024 | $7,489.00 (+6.54%) | ||
| 2023 | $149,400 Land $31,800 Building $117,600 | $149,400 Land $31,800 Building $117,600 | |
| 2022 | $7,029.00 |
Source: FEMA National Flood Hazard Layer, Camden County (34007C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340076051001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 363 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GLOUCESTER CITY W DEPT serves 12,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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