427 N Pine, Stratford, OK 74872 Property Records

Garvin County property record for 427 N Pine, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1958
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$3,500 (Jun 2014)
Tax Bill	$406 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21199`

Property Details

APN / Parcel Number

Primary APN	`21199`
Alternative APN	`0720-00-002-016-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21199
Street Address	427 N PINE
City	STRATFORD
State	OK
Zip	74872-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COMMERCIAL ADD STR BLOCK 2 LOT 16 JTWD/2232-88 WD/2063-126,127 SHERIFF DEED/2049-62 QCD/1875-817 DEED LIEU FORECL/1867-255 QC
Legal Range	03E
Legal Township	04N
Legal Section	23
Legal Subdivision	COMMERCIAL ADDITION (STRATFORD)
Legal Block	2
Legal Lot Number	16
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3021
Census Tract	681100

Owner

Source: Garvin County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 N PINE, STRATFORD, OK 74872-4603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · FHA Mortgage BANK2
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2014 · Amount on File
Deed Sale	Jun 19, 2014 · Amount on File
Prior Sale	Feb 19, 2014 · Amount on File
Deed Document Number	20145481
Deed Book / Page	2063 / 126
Prior Transfer Date	Feb 18, 2014
Prior Transfer Doc	002049/062
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	427 N PINE, STRATFORD, OK 74872-4603
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002232/089
Date	Aug 10, 2018
Book Page	2232/089
Instrument	2018-006769

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	427 N PINE, STRATFORD, OK 74872-4603
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002339/588
Date	Mar 10, 2021
Book Page	2339/588
Instrument	2021-001401

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,563 (+4.99%) Land $208 Building $4,355	$41,477 (-32.21%) Land $1,890 Building $39,587
2025	$406.00 (+2.53%)	$4,346 (+5.03%) Land $208 Building $4,138	$61,182 (+6.4%) Land $1,890 Building $59,292
2024	$396.00 (+5.32%)	$4,138 (+5%) Land $208 Building $3,930	$57,500 (+6.8%) Land $1,890 Building $55,610
2023	$376.00 (+4.74%)	$3,941 (+5.01%) Land $208 Building $3,733	$53,838 (+57.77%) Land $1,890 Building $51,948
2022	$359.00	$3,753 Land $407 Building $3,346	$34,124 Land $3,702 Building $30,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

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