427 N Pine St, Irving, IL 62051 Property Records

Montgomery County property record for 427 N Pine St, Irving, IL 62051

Property Summary

Property Type	Single Family Home
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Oct 2025)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Sep 2025 Mortgage + 2 more
APN	`12-22-401-002`

Property Details

APN / Parcel Number

Primary APN	`12-22-401-002`
Alternative APN	`09-000-748-00`

Exterior

Lot Area	25,700 sqft (0.59 acres)

Location & Zoning

Street Address	427 N PINE ST
City	IRVING
State	IL
Zip	62051-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE LANDS CORP LIMITS IRVING 9-3-748 S22 T09 R3
Legal Range	03
Legal Township	09
Legal Section	22
Jurisdiction	MONTGOMERY IL
Township / Civil Division	IRVING
Census Block Group	3
Census Block	3032
Census Tract	957400

Owner

427 N Pine St is owned by an individual who bought it in October 2025.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 410, LITCHFIELD, IL 62056-0410
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Line of Credit BANK & TRUST CO
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK HILLSBORO
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK HILLSBORO
Jan 3, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Deed Document Number	20253025
Prior Transfer Date	Nov 12, 2017
Prior Transfer Doc	201800049
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Oct 14, 2025
Property Address	427 N PINE ST, IRVING, IL 62051-1003
Document Number	0202503025
Instrument Date	Oct 14, 2025
Instrument	202503025
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	UNKNOWN, SPEARS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 410, LITCHFIELD, IL 62056-0410

Mortgage

Document Number	0202503026
Date	Oct 14, 2025
Instrument	202503026

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.88%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	427 N PINE ST, IRVING, IL 62051-1003
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502642
Date	Sep 15, 2025
Instrument	202502642

Lender

Name	FIRST COMMUNITY BANK HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	427 N PINE ST, IRVING, IL 62051-1003
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1737/551
Date	Nov 10, 2020
Book Page	1737/551
Instrument	202004199

Lender

Name	FIRST COMMUNITY BANK HILLSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2035

Interest

Rate Type	Fixed Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IL
Recording Date	Jan 3, 2018
Property Address	427 N PINE ST, IRVING, IL 62051-1003
Document Number	201800049
Instrument Date	Nov 12, 2017
Instrument	201800049
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 S MAIN ST, HILLSBORO, IL 62049-2026

Tax Assessment & Valuation

The 2025 property tax bill for 427 N Pine St was $2,444, up 1.4% from the year before.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Irving Township
Municipality	Irving Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 (+1.41%)	$33,480 (+6.93%) Land $970 Building $32,510	$100,440 (+6.93%) Land $2,910 Building $97,530
2024	$2,410.00	$31,310 Land $910 Building $30,400	$93,930 Land $2,730 Building $91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 427 N Pine St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 N Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVING serves 373 people · EPA ID IL1350350
Water Source	Purchased surface water from EJ WATER-WITT
Last State Inspection	Jan 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Fidium Fiber DSL	300 / 70

Cell Coverage

5G and 4G LTE (outdoors only)

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