427 N Pilot St, Oneida, IL 61467 Property Records

Knox County property record for 427 N Pilot St, Oneida, IL 61467

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1971
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-36-103-003`

Property Details

APN / Parcel Number

Primary APN	`02-36-103-003`

Interior

Stories	1 Story
Building Area	1,404 sqft Base Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	165 ft deep x 123 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Location & Zoning

Street Address	427 N PILOT ST
City	ONEIDA
State	IL
Zip	61467-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 3 & 4 BLK 3 CITY OF ONEIDA
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4020
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	427 N PILOT ST, ONEIDA, IL 61467-5092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Warranty Deed, Transfer SERVION INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	427 N PILOT ST, ONEIDA, IL 61467-5092
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091988
Date	Apr 3, 2024
Instrument	1091988

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Dec 11, 2020
Property Address	427 N PILOT ST, ONEIDA, IL 61467-5092
Document Number	0001068241
Instrument Date	Dec 10, 2020
Instrument	1068241
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 N PILOT ST ONEIDA IL 614675092, ONEIDA, IL 61467-5092

Mortgage

Document Number	1068242
Date	Dec 11, 2020
Instrument	1068242

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00 (+21.29%)	$56,460 (+24.44%) Land $3,480 Building $52,980	$169,380 (+24.44%) Land $10,440 Building $158,940
2022	$3,359.00	$45,370 Land $2,780 Building $42,590	$136,110 Land $8,340 Building $127,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Pilot St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures