427 N Monroe St, Lowell, MI 49331 Property Records

Kent County property record for 427 N Monroe St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,500 (May 2018)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-02-258-001`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-258-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 N MONROE ST
City	LOWELL
State	MI
Zip	49331-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 1/2 LOTS 1 & 2 BLK 30 * AVERY'S PLAT
Legal Subdivision	AVERY'S PLAT
Legal Block	30
Legal Lot Number	1-2
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3026
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 N MONROE ST, LOWELL, MI 49331-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage JP MOGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Feb 29, 1996 · Amount on Record
Deed Document Number	201837322
Prior Transfer Date	May 19, 2013
Prior Transfer Doc	0000081189
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	427 N MONROE ST, LOWELL, MI 49331-1458
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N MONROE ST, LOWELL, MI 49331-1458

Mortgage

Document Number	0000009344
Date	Jan 31, 2022
Instrument	20220131-0009344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 15, 2018
Property Address	427 N MONROE ST, LOWELL, MI 49331-1458
Document Number	0000037322
Map Reference	LB2 PG55
Instrument Date	May 11, 2018
Instrument	20180515-0037322
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 N MONROE ST, 427, LOWELL, MI 49331-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N MONROE ST, LOWELL, MI 49331-1458
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037323
Date	May 15, 2018
Instrument	20180515-0037323

Lender

Name	JP MOGAN CHASE BANK NA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,200 (+8.4%)	$232,400 (+8.4%)
2025	$3,683.00 (+19.15%) Homeowner's exemption	$107,200 (+13.68%)	$214,400 (+13.68%)
2023		$94,300	$188,600
2019	$3,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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