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427 N Maple St, Covington, TN 38019 Property Records

Tipton County property record for 427 N Maple St, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,942 sqft · built 1901
Lot Size0.473 acres (20,600 sqft)
Owner2 Individual Names on Record
Last Sale$86,000 (Jul 2015)
Tax Bill$679 (2022)
Deeds & MortgagesSep 2026 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN084025N E 00900

Property Details

APN / Parcel Number

Primary APN084025N E 00900
Alternative APN
  • 025N E 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,942 sqft Living Area
1st Floor Area1,942 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1960
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,600 sqft (0.473 acres)
Lot Dimensions206 ft deep x 100 ft wide
PorchSlab
Porch Area530 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address427 N MAPLE ST
CityCOVINGTON
StateTN
Zip38019-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C43
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract40700

Owner

Source: Tipton County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 N MAPLE ST, COVINGTON, TN 38019-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 7, 2021Deed of Trust, Mortgage · FHA Mortgage
WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2015 · Amount on Record
Deed SaleJul 14, 2015 · Amount on Record
Prior SaleAug 15, 2008 · Amount on Record
Deed Document Number2015187120
Deed Book / Page1659 / 667
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Recording DateSep 1, 2026
Property Address427 N MAPLE ST, COVINGTON, TN 38019-2115
Document Number0000295449
Book / Page2138 / 970
Instrument DateAug 17, 2026
Instrument2026295449
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 N MAPLE ST, COVINGTON, TN 38019-2115

Mortgage

Document Number0000295449,
DateSep 1, 2026
Book Page2138/970
Instrument2026295449
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address427 N MAPLE ST, COVINGTON, TN 38019-2115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1878945
DateJan 7, 2021
Book Page1878/945
Instrument240435
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressASHEBORO, NC 27203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,475 (-) Land $4,700 Building $24,775
2023$29,475 Land $4,700 Building $24,775
2022$679.00
2020$117,900 Land $18,800 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2010–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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