427 N Main St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 427 N Main St, Woonsocket, RI 02895

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,777 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerCompany on Record
Last Sale$300,000 (Jun 2022)
Tax Bill$4,595 (2025)
Deeds & MortgagesOct 2023 Refinance
Dec 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN838921

Property Details

APN / Parcel Number

Primary APN838921
Alternative APN
  • WOON M:20D L:130 U:36

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,777 sqft Living Area
Gross Area4,446 sqft
1st Floor Area1,148 sqft
Basement Area962 sqft
Finished Basement962 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number838921
Street Address427 N MAIN ST
CityWOONSOCKET
StateRI
Zip02895-1133
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR4
Legal Lot Number130
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2000
Census Tract17300

Owner

Source: Woonsocket City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing AddressPO BOX 7875, CUMBERLAND, RI 02864-0899
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WALL STREET MORTGAGE BROKERS
Dec 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINTE BANK
Jun 10, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PAUL A DISEGNA
Sep 26, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleSep 3, 2013 · Amount on Record
Deed Book / Page2740 / 81
Transfer Doc001929-154
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address427 N MAIN ST, WOONSOCKET, RI 02895-1133
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002838-49
DateOct 27, 2023
Book Page2838/49
Instrument229980
Lender
NameWALL STREET MORTGAGE BROKERS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address427 N MAIN ST, WOONSOCKET, RI 02895-1133
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002578-104
DateDec 8, 2020
Book Page2578/104
Instrument211024
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJun 10, 2022
Property Address427 N MAIN ST, WOONSOCKET, RI 02895-1133
Document Number0002740-81
Book / Page2740 / 81
Instrument DateJun 10, 2022
Instrument222506
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7875, CUMBERLAND, RI 02864-0899

Mortgage

Document Number0000222507
DateJun 10, 2022
Instrument222507
Lender
NamePAUL A DISEGNA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateSep 26, 2017
Property Address427 N MAIN ST, WOONSOCKET, RI 02895-1133
Document Number2311-304
Book / Page002311 / 000304
Instrument DateSep 19, 2017
Instrument770
Transaction TypeTransfer
Record UpdatedOct 10, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address344 GRANDVIEW AVE WOONSOCKET RI 028952753, WOONSOCKET, RI 02895-2753

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,595.00 (+24.32%)$409,200 (+54.77%) Land $83,400 Building $325,800
2023$3,696.00$264,400 (-) Land $84,900 Building $179,500
2022$3,696.00$264,400 Land $84,900 Building $179,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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