Christian County property record for 427 N Main St, Billings, MO 65610
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,149 sqft · built 1935 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $62,000 (May 2006) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-0.2-3-3-4-2 |
| Primary APN | 8-0.2-3-3-4-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,149 sqft Adjusted Area |
| 1st Floor Area | 828 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,000 sqft (0.436 acres) |
| Lot Dimensions | 100 ft deep x 190 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 427 N MAIN ST |
|---|---|
| City | BILLINGS |
| State | MO |
| Zip | 65610-8985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 PLYMOUTH ADD TO BILLINGS 1/2 ALLEY S SIDE |
| Legal Range | 24 |
| Legal Township | 27 |
| Legal Section | 03 |
| Legal Subdivision | PLYMOUTH |
| Legal Lot Number | 41 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | WEST POLK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20101 |
The current owner of 427 N Main St bought it in May 2006.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 427 N MAIN ST, BILLINGS, MO 65610-8985 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2006 · Amount on File |
| Deed Sale | May 3, 2006 · Amount on File |
| Deed Document Number | 2006008595 |
| Deed Book / Page | 2006 / 008595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 427 N MAIN ST, BILLINGS, MO 65610-8985 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 427 N MAIN ST, BILLINGS, MO 65610-8985 |
| Document Number | 0202303348 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 2023/3348 |
| Instrument | 2023L03406 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 427 N MAIN ST, BILLINGS, MO 65610-8985 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 427 N MAIN ST, BILLINGS, MO 65610-8985 |
| Document Number | 0202114817 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2021/14817 |
| Instrument | 2021L14949 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Billings City |
| Unified School District | Billings R-IV School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $10,870 | $57,200 Land $17,500 Building $39,700 |
| 2023 | $10,340 | $54,400 Land $17,500 Building $36,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 427 N Main St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLINGS PWS serves 1,035 people · EPA ID MO5010071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Total HighSpeed Internet Solutions Fixed Wireless · Fiber in parts of the area | 30 / 10 |
May also be available: Mediacom Xtream, Verizon.
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