427 N Harris St, Wilber, NE 68465 Property Records

Saline County property record for 427 N Harris St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1927
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2020)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-003-0001`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-003-0001`
Alternative APN	`760023875`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	1,030 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	768 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	427 N HARRIS ST
City	WILBER
State	NE
Zip	68465-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY WILBER'S FIRST ADDITION LOTS1-2 BLK. 3
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1071
Census Tract	960900

Owner

427 N Harris St is owned and occupied by an individual who bought it in June 2020.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	427 N HARRIS ST, WILBER, NE 68465-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY FIRST CREDIT UNION
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Nov 1, 2016 · Amount on File
Deed Document Number	20201053
Deed Book / Page	447 / 28
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Recording Date	Apr 6, 2026
Property Address	427 N HARRIS ST, WILBER, NE 68465-3105
Document Number	0000000541
Instrument Date	Mar 24, 2026
Instrument	2026541
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DC TITLE, D C TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	427 N HARRIS ST, WILBER, NE 68465-3105

Mortgage

Document Number	0000000541,
Date	Apr 6, 2026
Instrument	2026541

Lender

Name	LIBERTY FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	5.98%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	427 N HARRIS ST, WILBER, NE 68465-3105
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N HARRIS ST, WILBER, NE 68465-3105

Mortgage

Document Number	0202600141
Date	Jan 27, 2026
Instrument	2026-00141

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	OMAHA, NE 68116

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Jun 12, 2020
Property Address	427 N HARRIS ST, WILBER, NE 68465-3105
Document Number	0000447/28
Book / Page	447 / 28
Instrument Date	May 29, 2020
Instrument	2020-01053
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CPS TITLE LLC, CDS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001054
Date	Jun 12, 2020
Instrument	2020-01054

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 427 N Harris St was $1,138.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,675 (+6.57%) Land $21,615 Building $87,060	$108,675 (+6.57%) Land $21,615 Building $87,060
2025	$1,138.00	$101,980 Land $21,615 Building $80,365	$101,980 Land $21,615 Building $80,365
2023	$2,094.00	$128,160 Land $21,145 Building $107,015	$128,160 Land $21,145 Building $107,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 N Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 N Harris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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