427 N Bisbee Ave, Willcox, AZ 85643 Property Records

Cochise County property record for 427 N Bisbee Ave, Willcox, AZ 85643

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 1960
Owner	2 Owner Names on File
Last Sale	$105,000 (Dec 2013)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`203-30-015`

Property Details

APN / Parcel Number

Primary APN	`203-30-015`
Alternative APN	`203-30-01503`

Interior

Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1960
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	203-30-01503
Street Address	427 N BISBEE AVE
City	WILLCOX
State	AZ
Zip	85643-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISCOE ADD LOT 4 S15' OF LOT 3 BLK 2
Legal Subdivision	BRISCOE ADDITION
Legal Block	2
Legal Lot Number	3-4
Legal Unit	43
Jurisdiction	COCHISE AZ
Township / Civil Division	WILLCOX
Census Block Group	1
Census Block	1004
Census Tract	202

Owner

The current owner of 427 N Bisbee Ave bought it in December 2013.

Source: Cochise County records, as of March 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	427 N BISBEE AVE, WILLCOX, AZ 85643-1508
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Dec 14, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on File
Deed Sale	Dec 9, 2013 · Amount on File
Prior Sale	Feb 27, 2008
Deed Document Number	0000027886
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	427 N BISBEE AVE, WILLCOX, AZ 85643-1508
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N 818883 AVE, WILLCOX, AZ 85643

Mortgage

Document Number	0000028012
Date	Dec 15, 2022
Instrument	2022-28012

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	427 N BISBEE AVE, WILLCOX, AZ 85643-1508
Document Number	0000027831
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	427 N BISBEE AVE WILLCOX AZ 856431508, WILLCOX, AZ 85643-1508

Mortgage

Document Number	0000027831
Date	Dec 11, 2020
Instrument	27831

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	427 N BISBEE AVE, WILLCOX, AZ 85643-1508
Document Number	0000023916
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N BISBEE AVE WILLCOX AZ 856431508, WILLCOX, AZ 85643-1508

Mortgage

Document Number	0000023916
Date	Dec 27, 2018
Instrument	23916

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 427 N Bisbee Ave was $1,202.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Willcox City
Unified School District	Willcox Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,483 Land $543 Building $11,940	$124,826 Land $5,425 Building $119,401
2025	$1,202.00
2024		$12,022 Land $543 Building $11,479	$120,215 Land $5,425 Building $114,790
2023	$1,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 N Bisbee Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1989–2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 N Bisbee Ave is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLCOX serves 3,236 people · EPA ID AZ0402035
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100

May also be available: Verizon.

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