427 Monroe Ave, Mccomb, MS 39648 Property Records

Pike County property record for 427 Monroe Ave, Mccomb, MS 39648

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,312 sqft · built 1986
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (May 2007)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2007 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`531652-A`

Property Details

APN / Parcel Number

Primary APN	`531652-A`
Alternative APN	`3422`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,312 sqft Adjusted Area
1st Floor Area	1,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	19,000 sqft (0.436 acres)
Lot Dimensions	200 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 MONROE AVE
City	MCCOMB
State	MS
Zip	39648-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	LOT 10 BLOCK 1 SILVER CITY BAERTOWN 701652A ZN:X-28113C0102C
Legal Range	07E
Legal Township	03N
Legal Section	14
Legal Subdivision	SILVER CITY
Legal Block	1
Legal Lot Number	10
Jurisdiction	PIKE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	950502

Owner

Source: Pike County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2700 NEABSCO COMMON PL, 502, WOODBRIDGE, VA 22191-6787
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 22, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USAA FSB
Aug 28, 2006	Trustee's Deed, Foreclosure STATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2007 · Amount on Record
Deed Sale	May 22, 2007 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	2007199003
Deed Book / Page	499 / 358
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	427 MONROE AVE, MCCOMB, MS 39648-5613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 NEABSCO COMMON PL 502, 502, WOODBRIDGE, VA 22191-6787

Mortgage

Document Number	0000333600
Date	Apr 4, 2024
Instrument	333600

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	427 MONROE AVE, MCCOMB, MS 39648-5613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00751/0569
Date	May 22, 2007
Book Page	751/0569
Instrument	199005

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2022

August 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIKE MS
Recording Date	Aug 28, 2006
Property Address	427 MONROE AVE, MCCOMB, MS 39648-5613
Document Number	00491/0186
Book / Page	491 / 0186
Map Reference	MB 2 PG 33
Instrument Date	Aug 7, 2006
Instrument	191393
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303B MALL DR, MCCOMB, MS 39648-2070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 MCCOMB HOLMESVILLE RD, MCCOMB, MS 39648-8530

Mortgage

Document Number	0000191392
Date	Aug 28, 2006
Instrument	191392

Lender

Name	STATE BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 25, 2009

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Municipality	McComb City
Unified School District	McComb School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (+16.66%)	$9,534 (+17.1%)	$63,560 (+17.1%) Land $9,500 Building $54,060
2024	$1,453.00 (+1.11%)
2023	$1,437.00 (+1.41%)	$8,142	$54,280 Land $9,500 Building $44,780
2022	$1,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOMB serves 12,041 people · EPA ID MS0570004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2019
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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