Oswego County and Scriba Town property record for 427 Middle Rd, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,344 sqft · built 2003 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $500 (Apr 2018) |
| Tax Bill | $4,158 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 355600 112.00-03-03.112 |
| Primary APN | 355600 112.00-03-03.112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 90,605 sqft (2.08 acres) |
| Lot Dimensions | 275 ft deep x 166 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 355 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 427 MIDDLE RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | LOT 84 600-086-000 |
| Legal Block | 3 |
| Legal Lot Number | 3.112 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCRIBA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 21504 |
427 Middle Rd is owned by a company that bought it in April 2018 and is owner-occupied.
Source: Oswego County and Scriba Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 427 MIDDLE RD, OSWEGO, NY 13126-5880 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Apr 20, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on File |
| Deed Sale | Apr 20, 2018 · Amount on File |
| Prior Sale | Feb 27, 2001 · Amount on File |
| Deed Document Number | 20183750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 427 MIDDLE RD, OSWEGO, NY 13126-5880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000007477 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | R-2017-007477 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 20, 2018 |
| Property Address | 427 MIDDLE RD, OSWEGO, NY 13126-5880 |
| Document Number | 0000003750 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 3750 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 MIDDLE RD OSWEGO NY 131265880, OSWEGO, NY 13126-5880 |
The 2026 property tax bill for 427 Middle Rd was $4,158 with exemptions applied, up 2.3% from the year before.
Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Scriba Town |
| Unified School District | Mexico Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,158.00 (+2.26%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,066.00 | $120,000 Land $25,000 Building $95,000 | $200,000 Land $41,667 Building $158,333 |
| 2023 | $120,000 Land $25,000 Building $95,000 | $176,471 Land $36,765 Building $139,706 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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