427 Michelle Dr, Jackson, CA 95642 Property Records

Amador County property record for 427 Michelle Dr, Jackson, CA 95642

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,573 sqft · built 2004
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$554,000 (Jan 2024)
Tax Bill$5,911 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN020-570-017-000

Property Details

APN / Parcel Number

Primary APN020-570-017-000
Alternative APN
  • 2057001700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,573 sqft Living Area
1st Floor Area1,573 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address427 MICHELLE DR
CityJACKSON
StateCA
Zip95642-2570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal Description007S094 LOT 30 GOLD COUNTRY ESTATES #2
Legal SubdivisionGOLD COUNTRY ESTATES
Legal Lot Number30
JurisdictionAMADOR CA
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3027
Census Tract500

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 MICHELLE DR, JACKSON, CA 95642-2570
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Aug 14, 2019Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK
Sep 21, 2017Deed of Trust, Mortgage · Line of Credit
ALLIANT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Prior SaleAug 14, 2019 · Amount on Record
Deed Document Number2024129
Prior Transfer DateAug 30, 2016
Prior Transfer Doc0000007733
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateJan 9, 2024
Property Address427 MICHELLE DR, JACKSON, CA 95642-2570
Document Number0000000129
Map ReferenceMB 7 PG 94
Instrument DateDec 13, 2023
Instrument2024-0000129
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyWESTERN LAND TITLE COMPANY, WESTERN LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address427 MICHELLE DR, JACKSON, CA 95642-2570

Mortgage

Document Number0000000130
DateJan 9, 2024
Instrument2024-0000130
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address427 MICHELLE DR, JACKSON, CA 95642-2570
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 MICHELLE DR, JACKSON, CA 95642-2570

Mortgage

Document Number0000011073
DateSep 27, 2021
Instrument2021-0011073
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address427 MICHELLE DR, JACKSON, CA 95642-2570
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 MICHELLE DR, JACKSON, CA 95642-2570

Mortgage

Document Number0000007264
DateAug 27, 2020
Instrument2020-0007264
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateAug 14, 2019
Property Address427 MICHELLE DR, JACKSON, CA 95642-2570
Document Number0000005758
Map ReferenceDOC 2005-013742
Instrument DateAug 8, 2019
Instrument2019-0005758
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyWESTERN LAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address427 MICHELLE DR, JACKSON, CA 95642-2570
InvestorPossibly a Property Investor

Mortgage

Document Number0000005759
DateAug 14, 2019
Instrument2019-0005759
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address427 MICHELLE DR, JACKSON, CA 95642-2570
Document Number0000009275
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 MICHELLE DR JACKSON CA 956422570, JACKSON, CA 95642-2570

Mortgage

Document Number0000009275
DateNov 28, 2017
Instrument9275
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 27, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
MunicipalityJackson City
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$576,381 (+2%) Land $83,232 Building $493,149
2025$5,911.00 (+32.74%)$565,080 (+34.39%) Land $81,600 Building $483,480
2024$484,830
2023$4,453.00 (+1.83%)$420,468 Land $68,325 Building $352,143
2022$4,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1997–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 59% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSON
serves 5,079 people · EPA ID CA0310001
Water SourcePurchased surface water from AWA, TANNER
Last State InspectionMar 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureCorrosion control
Oct 2009
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

Nearby Properties on Michelle Dr

Nearby Streets

Search Property Records by Address or Parcel Number