Craven County property record for 427 Marshas Way, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,066 sqft · built 2005 |
| Lot Size | 0.319 acres (13,912 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (May 2006) |
| Tax Bill | $3,391 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-034-1-121 |
| Primary APN | 6-034-1-121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,912 sqft (0.319 acres) |
| Lot Dimensions | 159 ft deep x 115 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 92939 |
|---|---|
| Street Address | 427 MARSHAS WAY |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 121 VILLAGE GREEN @ MACDONALD DOWNS SCT 2B |
| Legal Subdivision | MACDONALD DOWNS |
| Legal Lot Number | 121 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 961101 |
427 Marshas Way is owned and occupied by an individual who acquired it in April 2012.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 MARSHAS WAY, HAVELOCK, NC 28532-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 20, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on File |
| Deed Sale | May 12, 2006 · Amount on File |
| Prior Sale | Aug 31, 2005 · Amount on File |
| Deed Book / Page | 2453 / 391 |
| Last Transfer Date | Apr 4, 2012 |
| Transfer Doc | 03088/0842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 427 MARSHAS WAY, HAVELOCK, NC 28532-3839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 003694/118 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 3694/118 |
| Instrument | 10084690 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 427 MARSHAS WAY, HAVELOCK, NC 28532-3839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03761/1072 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 3761/1072 |
| Instrument | 10111555 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NEW BERN, NC 28562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 427 Marshas Way was $3,391, up 2.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,391.00 (+2.51%) | $277,820 (-) Land $35,000 Building $242,820 | $277,820 (-) Land $35,000 Building $242,820 |
| 2025 | $3,308.00 | $277,820 Land $35,000 Building $242,820 | $277,820 Land $35,000 Building $242,820 |
| 2023 | $3,184.00 (+30.87%) | $277,820 (+34.61%) Land $35,000 Building $242,820 | $277,820 Land $35,000 Building $242,820 |
| 2022 | $2,433.00 | $206,390 Land $30,000 Building $176,390 | |
| 2018 | $206,390 Land $30,000 Building $176,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Marshas Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 9 (1996–2018) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Marshas Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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