427 Main St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 427 Main St, Pecatonica, IL 61063

Property Summary

Property Type	Commercial
Details	1,848 sqft · built 1930
Lot Size	0.8 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$32,500 (Jan 2024)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-29-279-019`

Property Details

APN / Parcel Number

Primary APN	`09-29-279-019`
Alternative APNs	`929279019` `460B076`

Interior

Building Area	1,848 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	3,485 sqft (0.8 acres)

Location & Zoning

Account Number	460B076
Street Address	427 MAIN ST
City	PECATONICA
State	IL
Zip	61063-7737
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PLAT OF PECATONICA S2FT LOT 4 + N20FTLOT 005 BLOCK 011
Legal Block	011
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1030
Census Tract	4300

Owner

427 Main St, a commercial property, is owned by an individual who bought it in January 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	12669 SENNA PL, WINNEBAGO, IL 61088-8657
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Line of Credit FIRST MID ILLINOIS BK & TR NA
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Jan 25, 1999 · Amount on File
Deed Document Number	20241138
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0001027313
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2024
Property Address	427 MAIN ST, PECATONICA, IL 61063-7737
Document Number	0000001138
Map Reference	BKY PG496
Instrument Date	Jan 4, 2024
Instrument	2401138
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$48.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12669 SENNA PL, WINNEBAGO, IL 61088-8657

Mortgage

Document Number	0000002431
Date	Feb 2, 2024
Instrument	2402431

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2025

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 15, 2019
Property Address	427 MAIN ST, PECATONICA, IL 61063-7737
Document Number	0001027313
Instrument Date	Jul 1, 2019
Instrument	1027313
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	630 TERRA WEST DR FREEPORT IL 610324536, FREEPORT, IL 61032-4536

Tax Assessment & Valuation

The 2025 property tax bill for 427 Main St was $2,794.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00	$38,623 Land $8,522 Building $30,101	$115,869 Land $25,566 Building $90,303
2022		$30,486 Land $6,727 Building $23,759	$91,458 Land $20,181 Building $71,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 427 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures