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427 Main St, La Crosse, WI 54601 Property Records

La Crosse County property record for 427 Main St, La Crosse, WI 54601 · Last verified February 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,589 sqft · built 1876
Lot Size0.039 acres (1,699 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Nov 2022)
Tax Bill$7,276 (2025)
Deeds & MortgagesJul 2015 Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN017-020022-010

Property Details

APN / Parcel Number

Primary APN017-020022-010
Alternative APNs
  • 17 20022 10
  • 27909

Interior

Stories1 Story
Building Area1,589 sqft Total Area

Exterior

Year BuiltBuilt 1876
Exterior MaterialBrick
Lot Area1,699 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemZoned

Location & Zoning

Account Number27909
Old Parcel Number17 20022 10
Street Address427 MAIN ST
CityLA CROSSE
StateWI
Zip54601-4026
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionTOWN OF LA CROSSE W 18.58FT OF PRT LOTS 6 & 7 BLOCK 33 DESC AS FOLL BEG ON NLY LN MAIN ST AT A PT 22FT NWLY OF SELY COR LOT 6
Legal Range07
Legal Township16
Legal Section31
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionTOWN OF LA CROSSE
Legal Block33
Legal Lot Number6-7 7
JurisdictionLA CROSSE WI
Township / Civil DivisionLA CROSSE
Census Block Group3
Census Block3032
Census Tract300

Owner

Source: La Crosse County records · APN 017-020022-010

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address307 MAIN ST STE 301, 301, LA CROSSE, WI 54601-3342
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2015Deed of Trust, Mortgage · Conventional Mortgage
COULEE BANK
Nov 03, 2022Warranty Deed, Transfer · Commercial Mortgage
MERCHANTS BANK
Jun 13, 2018Quit Claim Deed, Transfer
UNKNOWN, NEW CASTLE TITLE
Jun 13, 2018Intrafamily Transfer, Transfer
UNKNOWN, NEW CASTLE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleJun 13, 2018
Deed Document Number1801659
Record UpdatedJun 08, 2026

July 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address427 MAIN ST, LA CROSSE, WI 54601-4026
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001660784
DateJul 30, 2015
Instrument1660784
Lender
NameCOULEE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateNov 03, 2022
Property Address427 MAIN ST, LA CROSSE, WI 54601-4026
Document Number0001801659
Instrument DateNov 01, 2022
Instrument1801659
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001801660
DateNov 03, 2022
Instrument1801660
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueNov 01, 2032
Interest
Rate TypeAdjustable Rate

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLA CROSSE WI
Recording DateJun 13, 2018
Property Address427 MAIN ST, LA CROSSE, WI 54601-4026
Document Number0001711641
Map ReferenceDOC 797813
Instrument DateJun 08, 2018
Instrument1711641
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLA CROSSE WI
Recording DateJun 13, 2018
Property Address427 MAIN ST, LA CROSSE, WI 54601-4026
Document Number0001711640
Map ReferenceDOC 797813
Instrument DateJun 08, 2018
Instrument1711640
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityLa Crosse City
Unified School DistrictLa Crosse School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,276.00 (+8.08%)$400,600 (+22.85%) Land $25,500 Building $375,100$417,600 (+28.06%)
2023$6,732.00$326,100 Land $25,500 Building $300,600$326,100 Land $25,500 Building $300,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the LaCrosse Commercial Historic District
listed 1994 · 90 contributing resources · NRIS 94001064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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