427 Lupfer Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 427 Lupfer Ave, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1905
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,813 (2026)
Deeds & Mortgages	Oct 2023 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0753972`

Property Details

APN / Parcel Number

Primary APN	`R0753972`
Alternative APNs	`07-4292-36-1-71-06-0000` `0000089710`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1995
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000089710
Street Address	427 LUPFER AVE
City	WHITEFISH
State	MT
Zip	59937-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WFSH, S36, T31 N, R22 W, BLOCK 059, LOT 017, WFSH 17-18
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	WFSH
Legal Block	59
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3021
Census Tract	402

Owner

427 Lupfer Ave is owner-occupied and held in a trust since October 2023.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Intrafamily Transfer, Transfer
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2023
Transfer Doc	0000019315
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 27, 2023
Property Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451
Document Number	202300019315
Instrument Date	Oct 23, 2023
Instrument	202300019315
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	WFG LENDER SERVICES, WFG LDENER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100043338
Date	Dec 20, 2021
Instrument	202100043338

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	3.15%
Max Rate At Change	5.15%
Index	Other
Max Rate	8.15%

Tax Assessment & Valuation

The 2026 property tax bill for 427 Lupfer Ave was $1,813.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,813.00	$608,600
2025			$608,600 Land $331,525 Building $277,075
2023	$3,958.00	$576,300	$576,300 Land $206,850 Building $369,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Lupfer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Lupfer Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Vero Fiber, Western Montana CommunityTel.

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