427 Locust St, Reading, PA 19604 Property Records

Berks County property record for 427 Locust St, Reading, PA 19604 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1920
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2023)
Tax Bill	$810 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-62-12-4744`

Property Details

APN / Parcel Number

Primary APN	`5317-62-12-4744`
Alternative APNs	`11-5317-62-12-4744` `461075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,001 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 LOCUST ST
City	MERTZTOWN
State	PA
Zip	19539-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	1600

Owner

Source: Berks County records · APN 5317-62-12-4744

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 CAMPUS RD, READING, PA 19610-2216
Owner Type	Individual
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2023 · Amount on Record
Deed Sale	Jun 08, 2023 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202316641
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 08, 2023
Property Address	427 LOCUST ST, READING, PA 19604-2826
Document Number	0000016641
Instrument Date	May 16, 2023
Instrument	2023016641
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 CAMPER ROAD, WYOMISSING, PA 19610

Mortgage

Document Number	0000016642
Date	Jun 08, 2023
Instrument	2023016642

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 28, 2018
Property Address	427 LOCUST ST, READING, PA 19604-2826
Document Number	0000044641
Instrument Date	Dec 28, 2018
Instrument	44641
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	427 LOCUST ST READING PA 196042826, READING, PA 19604-2826
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$810.00 (+6.72%)	$28,700 (-) Land $12,000 Building $16,700	$12,000 (-58.19%) Land $12,000
2024	$759.00	$28,700 Land $12,000 Building $16,700
1994			$28,700 Land $12,000 Building $16,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2,831 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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