Carter County property record for 427 Locust St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1955 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $67,500 (Sep 2021) |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Second Mortgage Jul 2010 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-009-014-0-001-00 |
| Primary APN | 0090-00-009-014-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 312 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8486 |
|---|---|
| Street Address | 427 LOCUST ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BRANTLEY, BLK 9 LOT 14 (60.53X168.73X60X160.73) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 892601 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2417 CHICKASAW BLVD, ARDMORE, OK 73401-1466 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 7, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage GREAT OAKS BANK |
| Jul 20, 2010 | Intrafamily Transfer, Transfer |
| Apr 14, 2010 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Apr 14, 2010 |
| Deed Document Number | 20219843 |
| Deed Book / Page | 7102 / 59 |
| Last Transfer Date | May 5, 2022 |
| Transfer Doc | 0000005326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 7, 2021 |
| Property Address | 427 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 0007102/59 |
| Book / Page | 7102 / 59 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-009843 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2417 CHICKASAW BLVD, ARDMORE, OK 73401-1466 |
| Investor | Possibly a Property Investor |
| Document Number | 2021009844 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-009844 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 20, 2010 |
| Property Address | 427 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 005186/296 |
| Book / Page | 5186 / 296 |
| Instrument Date | Jul 12, 2010 |
| Instrument | 2010-008583 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2619 RIDGEWAY ST, ARDMORE, OK 73401-2901 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Apr 14, 2010 |
| Property Address | 427 LOCUST ST, ARDMORE, OK 73401-1772 |
| Document Number | 005141/161 |
| Book / Page | 5141 / 161 |
| Instrument Date | Apr 8, 2010 |
| Instrument | 2010-004249 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,950 (+0.86%) Land $1,200 Building $6,750 | $66,253 (+0.86%) Land $10,000 Building $56,253 | |
| 2025 | $786.00 (-0.13%) | $7,882 (-11.74%) Land $1,200 Building $6,682 | $65,685 (-17.95%) Land $10,000 Building $55,685 |
| 2024 | $787.00 (-6.31%) | $8,930 (+5%) Land $1,200 Building $7,730 | $80,055 (-3.72%) Land $10,000 Building $70,055 |
| 2023 | $840.00 | $8,505 Land $1,200 Building $7,305 | $83,149 Land $10,000 Building $73,149 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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