Llano County property record for 427 Lighthouse Dr, Horseshoe Bay, TX 78657 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,165 sqft · built 2002 |
| Lot Size | 0.299 acres (13,029 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,076,300 (Dec 2021) |
| Tax Bill | $32,572 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10650-001-2043-0 |
| Primary APN | 10650-001-2043-0 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,165 sqft Living Area |
| 1st Floor Area | 2,912 sqft |
| 2nd Floor Area | 1,253 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,029 sqft (0.299 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 322 sqft |
| Porch | Slab |
| Porch Area | 680 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 144 sqft |
| Boat Access | Boat Access |
| Boat House | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10650-001-2043-0 |
|---|---|
| Street Address | 427 LIGHTHOUSE DR |
| City | HORSESHOE BAY |
| State | TX |
| Zip | 78657-5873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE BAY LT 12043 & 0.070 AC |
| Legal Subdivision | HORSESHOE BAY PROPER |
| Legal Lot Number | 0,12043 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970402 |
Source: Llano County records · APN 10650-001-2043-0
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 635 CORONA AVE, SAN ANTONIO, TX 78209-4423 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 25, 2022 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Dec 13, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Nov 04, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Nov 04, 2021 |
| Deed Document Number | 202111646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 427 LIGHTHOUSE DR, HORSESHOE BAY, TX 78657-5873 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002111645 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 21-11645 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.07% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.07% |
| Index | Other |
| Max Rate | 8.07% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Jan 25, 2022 |
| Property Address | 427 LIGHTHOUSE DR, HORSESHOE BAY, TX 78657-5873 |
| Document Number | 0002200653 |
| Map Reference | VOL 2 PG 35 |
| Instrument Date | Jan 06, 2022 |
| Instrument | 22-00653 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 CORONA AVE, SAN ANTONIO, TX 78209-4423 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Dec 13, 2021 |
| Property Address | 427 LIGHTHOUSE DR, HORSESHOE BAY, TX 78657-5873 |
| Document Number | 0002111646 |
| Map Reference | VOL 2 PG 35 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 21-11646 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 CORONA AVE, SAN ANTONIO, TX 78209-4423 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Nov 04, 2021 |
| Property Address | 427 LIGHTHOUSE DR, HORSESHOE BAY, TX 78657-5873 |
| Document Number | 0002110463 |
| Map Reference | VOL 2 PG 35 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 21-10463 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 CORONA AVE, SAN ANTONIO, TX 78209-4423 |
Source: Llano County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Horseshoe Bay City |
| Unified School District | Llano Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,572.00 (+188.96%) | ||
| 2025 | $11,272.00 (-67.97%) | $2,111,880 (-3.82%) Land $1,428,000 Building $683,880 | $2,111,880 (-3.82%) Land $1,428,000 Building $683,880 |
| 2023 | $35,189.00 | $2,195,718 Land $1,313,165 Building $882,553 | $2,195,718 Land $1,313,165 Building $882,553 |
Source: FEMA National Flood Hazard Layer, Llano County (48299C), updated April 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482999704022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 13 (2018) |
| Most Recent Claim | Oct 2018, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AMG Technology Investment Group | Fixed Wireless | 1,000 / 1,000 |
| VGI Technology | Fixed Wireless (licensed-by-rule) | 1,000 / 200 |
| Vyve Broadband | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Zero2 Wireless | Fixed Wireless (unlicensed) | 200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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