Chesapeake City property record for 427 Life Tree Trl, Chesapeake, VA 23323
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,141 sqft · built 2022 |
| Lot Size | 0.02 acres (888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (May 2026) |
| Tax Bill | $4,559 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| APN | 0464003001120 |
| Primary APN | 0464003001120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,141 sqft Living Area |
| 1st Floor Area | 441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 888 sqft |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 LIFE TREE TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6612 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 112 RESERVE AT GRASSFIELD CONDO PH 13 |
| Legal Subdivision | RESERVE AT GRASSFIELD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21014 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 LIFE TREE TRL, CHESAPEAKE, VA 23323-6612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| May 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 202611531 |
| Deed Book / Page | 10975 / 1720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 7, 2026 |
| Property Address | 427 LIFE TREE TRL, CHESAPEAKE, VA 23323-6612 |
| Document Number | 10975/1720 |
| Book / Page | 10975 / 1720 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.11531 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 LIFE TREE TRL, CHESAPEAKE, VA 23323-6612 |
| Document Number | 0000011532, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 10975/1725 |
| Instrument | 2026.11532 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 30, 2023 |
| Property Address | 427 LIFE TREE TRL, CHESAPEAKE, VA 23323-6612 |
| Document Number | 10665/1714 |
| Book / Page | 10665 / 1714 |
| Instrument Date | May 22, 2023 |
| Instrument | 230011091 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 LIFE TREE TRL, CHESAPEAKE, VA 23323-6612 |
| Document Number | 0230011092 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 230011092 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,000 (+6.56%) Land $135,000 Building $346,000 | $481,000 (+6.56%) Land $135,000 Building $346,000 | |
| 2025 | $4,559.00 (+0.09%) | $451,400 (+6.31%) Land $120,000 Building $331,400 | $451,400 (+6.31%) Land $120,000 Building $331,400 |
| 2024 | $4,555.00 | ||
| 2023 | $424,600 Land $110,000 Building $314,600 | $424,600 Land $110,000 Building $314,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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