Cherokee County property record for 427 Legendary Ridge Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 2021 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Jul 2025) |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Jul 2025 Foreclosure Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 459400206963000 |
| Primary APN | 459400206963000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,530 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Width | 128 ft Width |
| Porch | Slab |
| Porch Area | 365 sqft |
| Deck Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59336 |
|---|---|
| Street Address | 427 LEGENDARY RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 CHEROKEE OAKS 1695/898 |
| Legal Subdivision | CHEROKEE OAKS |
| Legal Lot Number | 24 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 930300 |
427 Legendary Ridge Rd is owned by two individuals who bought it in July 2025.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 IDYLWILDE WAY, CANTON, GA 30115-8941 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2025 | Public Action, Foreclosure · Conventional Mortgage AFFINITY HOME LENDING LLC |
| Jan 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Deed Document Number | 20253250 |
| Deed Book / Page | 1781 / 1180 |
| Prior Transfer Date | Jan 19, 2023 |
| Prior Transfer Doc | 001728/444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 11, 2025 |
| Property Address | 427 LEGENDARY RIDGE RD, MURPHY, NC 28906-3095 |
| Document Number | 01781/1180 |
| Book / Page | 1781 / 1180 |
| Map Reference | CAB H SL 1260 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 3250 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 41 ASHELY DR, MINERAL BLUFF, GA 30559-2059 |
| Name | Verified Name |
|---|---|
| Address | 204 IDYLWILDE WAY, CANTON, GA 30115-8941 |
| Document Number | 0017811183 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 1781/1183 |
| Name | AFFINITY HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 25, 2023 |
| Property Address | 427 LEGENDARY RIDGE RD, MURPHY, NC 28906-3095 |
| Document Number | 001728/444 |
| Book / Page | 1728 / 444 |
| Map Reference | CAB H SL 1260 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 307 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 SNEAKING CREEK RDG, HAYESVILLE, NC 28904-0877 |
| Name | Verified Name |
|---|---|
| Address | 56 SNEAKING CREEK RDG, HAYESVILLE, NC 28904-0877 |
The 2025 property tax bill for 427 Legendary Ridge Rd was $1,234.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 | $171,770 | $171,770 Land $19,000 Building $152,770 |
| 2023 | $171,770 | $171,770 Land $19,000 Building $152,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Legendary Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Legendary Ridge Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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