427 Laurel Rd, Townsend, TN 37882 Property Records

Blount County property record for 427 Laurel Rd, Townsend, TN 37882

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,075 sqft · built 1997
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Sep 2019)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005106C H 02400`

Property Details

APN / Parcel Number

Primary APN	`005106C H 02400`
Alternative APN	`106C H 02400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	139 ft deep x 108 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	480 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	427 LAUREL RD
City	TOWNSEND
State	TN
Zip	37882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLD SPRINGS 5 2 THE CEDAR CHEST
Legal Subdivision	COLD SPRINGS
Legal Block	5
Legal Lot Number	2
Jurisdiction	BLOUNT TN
Township / Civil Division	8
Census Block Group	1
Census Block	1014
Census Tract	11404

Owner

Source: Blount County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 53RD CT E, TUSCALOOSA, AL 35404-3620
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Feb 24, 2010
Deed Document Number	0025641906
Deed Book / Page	2564 / 1906
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Sep 27, 2019
Property Address	427 LAUREL RD, TOWNSEND, TN 37882
Document Number	0025641906
Book / Page	002564 / 001906
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 LAUREL RD TOWNSEND TN 37882, TOWNSEND, TN 37882

Mortgage

Document Number	25641908
Date	Sep 27, 2019
Book Page	002564/001908

Lender

Name	VINCENT PATRICIA I

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2039

Tax Assessment & Valuation

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+2.42%)	$63,950 (-) Land $12,500 Building $51,450
2023		$63,950 (+59.08%) Land $12,500 Building $51,450	$255,800 (+59.08%) Land $50,000 Building $205,800
2022	$993.00	$40,200 Land $11,250 Building $28,950	$160,800 Land $45,000 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKALEECHEE UTILITY DISTRICT serves 14,522 people · EPA ID TN0000714
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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