427 Lake Dr, Mellen, WI 54546 Property Records

Ashland County property record for 427 Lake Dr, Mellen, WI 54546

Property Summary

Property TypeSingle Family Home
Lot Size0.644 acres (28,086 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (May 2025)
Tax Bill$3,205 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2019 Mortgage
APN251-00561-0200

Property Details

APN / Parcel Number

Primary APN251-00561-0200

Exterior

Lot Area28,086 sqft (0.644 acres)

Location & Zoning

Street Address427 LAKE DR
CityMELLEN
StateWI
Zip54546-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 44 & ALL OF LOTS 45 & 46 UNION TANNING COMPANY WITH EASEMENT
Legal Range02W
Legal Township44N
Legal Section06
Legal SubdivisionUNION TANNING ADDITION
Legal Lot Number44-46
JurisdictionASHLAND WI
Township / Civil DivisionMELLEN
Census Block Group1
Census Block1031
Census Tract950600

Owner

427 Lake Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Ashland County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address427 LAKE DR, MELLEN, WI 54546-9760
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 8, 2019Warranty Deed, Transfer · FHA Mortgage
MORIA DEVELOPMENTS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior SaleFeb 8, 2019
Deed Document Number2025367733
Prior Transfer DateJul 31, 2007
Prior Transfer Doc000646/086
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND WI
Property Address427 LAKE DR, MELLEN, WI 54546-9760
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number356031
DateAug 10, 2021
Instrument356031
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHLAND WI
Recording DateFeb 8, 2019
Property Address427 LAKE DR, MELLEN, WI 54546-9760
Document Number0000347090
Instrument DateFeb 8, 2019
Instrument347090
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 LAKE DR, MELLEN, WI 54546-9760

Mortgage

Document Number0000347091
DateFeb 8, 2019
Instrument347091
Lender
NameMORIA DEVELOPMENTS INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 427 Lake Dr was $3,205 with a homeowner's exemption, down 12% from the year before.

Source: Ashland County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyAshland County
MunicipalityMellen City
Unified School DistrictMellen School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,205.00 (-12.05%) Homeowner's exemption$249,100 Land $10,600 Building $238,500$230,100 Land $9,791 Building $220,309
2024$3,644.00
2023$94,200 Land $11,300 Building $82,900$120,800 Land $14,491 Building $106,309
2022$2,282.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 427 Lake Dr; there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1994–1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELLEN WATER UTILITY
serves 731 people · EPA ID WI8020378
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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