427 John St, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 427 John St, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1931
Lot Size	0.066 acres (2,861 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2025)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00501-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`12-00501-0000-00040`
Alternative APNs	`120050100040` `05659000`

Interior

Stories	2 Stories
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	2,861 sqft (0.066 acres)
Lot Dimensions	150 ft deep x 7 ft wide

Location & Zoning

Account Number	05659000
Street Address	427 JOHN ST
City	PLAINFIELD
State	NJ
Zip	07060-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1616 SQ FT
Legal Subdivision	CITY/PLAINFIELD
Legal Block	501
Legal Lot Number	40
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1002
Census Tract	39400

Owner

Source: Union County and Plainfield City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC
Apr 14, 2023	Redemption Deed, Transfer
Apr 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 20030
Mar 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	202547037
Deed Book / Page	6584 / 2891
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	VITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAWRENCE CT, TEANECK, NJ 07666-6489

Mortgage

Document Number	0154252360
Date	Oct 18, 2023
Book Page	15425/2360
Instrument	57480

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	UNION NJ
Recording Date	Apr 14, 2023
Property Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028
Document Number	0010480075
Book / Page	1048 / 75
Instrument Date	Apr 11, 2023
Instrument	41441
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	VITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 RIVER MEWS LN, EDGEWATER, NJ 07020-3113

Mortgage

Document Number	0149432939
Date	Apr 21, 2021
Book Page	14943/2939
Instrument	10136

Lender

Name	LOAN FUNDER LLC SERIES 20030
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 30, 2020
Property Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028
Document Number	0063642697
Book / Page	6364 / 2697
Instrument Date	Feb 27, 2020
Instrument	323452
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 5TH ST, 98, WARREN, NJ 07059-6724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 JOHN ST, PLAINFIELD, NJ 07060-2028

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (+119.86%) Land $11,400 Building $110,400	$121,800 (+119.86%) Land $11,400 Building $110,400
2025	$4,945.00 (+2.23%)	$55,400 (-) Land $11,400 Building $44,000	$55,400 (-) Land $11,400 Building $44,000
2024	$4,837.00 (+3.22%)
2023		$55,400 Land $11,400 Building $44,000	$55,400 Land $11,400 Building $44,000
2022	$4,686.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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