427 Highland Dr, Hibbing, MN 55746 Property Records

St. Louis County property record for 427 Highland Dr, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1970
Lot Size	0.37 acres (16,154 sqft)
Owner	Individual Name on Record
Last Sale	$281,063 (Sep 2023)
Tax Bill	$4,258 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-0107-00140`

Property Details

APN / Parcel Number

Primary APN	`140-0107-00140`
Alternative APNs	`1076658` `1154084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Gross Area
1st Floor Area	972 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Frame
Lot Area	16,154 sqft (0.37 acres)
Garage Area	520 sqft

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	846 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1154084
Street Address	427 HIGHLAND DR
City	HIBBING
State	MN
Zip	55746-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:001 SERIAL #
Legal Subdivision	HIGHLAND PARK OF HIBBING
Legal Block	1
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	1
Census Block	1002
Census Tract	12400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 HIGHLAND DR, HIBBING, MN 55746-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI COLONIAL NAT'L MTG
Aug 30, 2019	Quit Claim Deed, Transfer SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20231473299
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	00A1362205
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 1, 2023
Property Address	427 HIGHLAND DR, HIBBING, MN 55746-2327
Document Number	0001473299
Instrument Date	Aug 17, 2023
Instrument	1473299
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.51
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	427 HIGHLAND DR, HIBBING, MN 55746-2327

Mortgage

Document Number	0001473300
Date	Sep 1, 2023
Instrument	1473300

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.42%
Type Change Date	Nov 1, 2028
Change Frequency	3 Years
Min Rate At Change	6.5%
Max Rate At Change	13.4%
Index	3-Year TN
Max Rate	13.4%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	427 HIGHLAND DR, HIBBING, MN 55746-2327
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429295
Date	Nov 4, 2021
Instrument	1429295

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2019
Property Address	427 HIGHLAND DR, HIBBING, MN 55746-2327
Document Number	00A1362206
Instrument Date	Aug 23, 2019
Instrument	A1362206
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 HIGHLAND DR HIBBING MN 557462327, HIBBING, MN 55746-2327

Mortgage

Document Number	A1362207
Date	Aug 30, 2019
Instrument	A1362207

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2019
Property Address	427 HIGHLAND DR, HIBBING, MN 55746-2327
Document Number	00A1362205
Instrument Date	Aug 8, 2017
Instrument	A1362205
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 HIGHLAND DR HIBBING MN 557462327, HIBBING, MN 55746-2327

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,258.00 (+10.94%) Homeowner's exemption
2025	$3,838.00 (-18.41%) Homeowner's exemption	$319,000 (+8.91%) Land $21,500 Building $297,500	$319,000 (+8.91%) Land $21,500 Building $297,500
2024		$292,900 (-1.51%) Land $21,500 Building $271,400	$292,900 (-1.51%) Land $21,500 Building $271,400
2023	$4,704.00 Homeowner's exemption
2022		$297,400 Land $19,600 Building $277,800	$297,400 Land $19,600 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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