427 Highland Ave, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 427 Highland Ave, Mount Vernon, NY 10553

Property Summary

Property Type	Triplex
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Last Sale	$491,000 (Nov 2015)
Tax Bill	$17,187 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jan 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.26-4075-16`

Property Details

APN / Parcel Number

Primary APN	`550800 169.26-4075-16`
Alternative APNs	`080016902640750160000000` `110490`

Exterior

Architectural Style	Triplex
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	110490
Street Address	427 HIGHLAND AVE
City	MOUNT VERNON
State	NY
Zip	10553-2120
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	HIGHLAND AVENUE
Legal Block	4075
Legal Lot Number	16.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	3400

Owner

427 Highland Ave, a triplex, is owner-occupied and held in a trust since November 2015.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 21, 2020	Grant Deed, Transfer JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGENCY INC
Nov 15, 2018	Grant Deed, Transfer
Oct 25, 2017	Loan Modification, Mortgage · Conventional with PMI UNITED NRTHN MTG BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on File
Deed Sale	Nov 6, 2015 · Amount on File
Prior Sale	Feb 19, 2010 · Amount on File
Deed Document Number	2015553013743
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	0482260451
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MAJOR ABSRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573133319
Date	Nov 13, 2017
Instrument	573133319

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LTD
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NY ABSTRCT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610063164
Date	Jan 6, 2021
Instrument	610063164

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610063163
Date	Jan 6, 2021
Instrument	610063163

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 21, 2020
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Document Number	0600733525
Book / Page	060073 / 003525
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HIGHLAND AVE MOUNT VERNON NY 105532120, MOUNT VERNON, NY 10553-2120

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 15, 2018
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Document Number	0582693316
Book / Page	058269 / 003316
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	127 HISHLAND AVE MOUNT VERNON NY 10553, MOUNT VERNON, NY 10553

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	427 HIGHLAND AVE, MOUNT VERNON, NY 10553-2120
Document Number	0573133322
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	MAJOR ABSTRACT CORPORATION, MAJOR ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HIGHLAND AVE MOUNT VERNON NY 105532108, MOUNT VERNON, NY 10553-2108

Mortgage

Document Number	0573133322
Date	Nov 13, 2017
Book Page	057313/003322

Lender

Name	UNITED NRTHN MTG BANKERS
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 427 Highland Ave was $17,187, up 16.6% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,187.00 (+16.59%)
2025	$14,741.00	$10,000 (-) Land $2,300 Building $7,700	$555,556 (+6.67%) Land $127,778 Building $427,778
2024		$10,000 (-) Land $2,300 Building $7,700	$520,834 (-10.94%) Land $119,792 Building $401,042
2023		$10,000 Land $2,300 Building $7,700	$584,795 Land $134,503 Building $450,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Highland Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 427 Highland Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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