Lane County property record for 427 Hemlock St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,063 sqft · built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $230,000 (Apr 2016) |
| Tax Bill | $3,009 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-27-43-09800-000 |
| Primary APN | 18-12-27-43-09800-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,063 sqft Finished Area |
| Gross Area | 1,539 sqft |
| 1st Floor Area | 2,063 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Driveway | Driveway |
| Driveway Area | 636 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 357 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 0799815 |
|---|---|
| Street Address | 427 HEMLOCK ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-RESTRICTED RESIDENTIAL |
| Legal Description | SUBD:CHICAGO ADDITION TO FLORENCE SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 27 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | CHICAGO ADDITION TO FLORENCE |
| Legal Lot Number | 9800 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 705 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 18, 2025 | Warranty Deed, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 31, 2019 | Quit Claim Deed, Transfer CASCADE TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2016 · Amount on Record |
| Deed Sale | Apr 19, 2016 · Amount on Record |
| Prior Sale | Dec 31, 2019 |
| Deed Document Number | 0000017687 |
| Last Transfer Date | Apr 18, 2025 |
| Transfer Doc | 0000011171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Document Number | 0000036427 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-036427 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000055563 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-055563 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Apr 18, 2025 |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Document Number | 0000011171 |
| Map Reference | MB W PG 492 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 2025-011171 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000066678 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-066678 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 30, 2019 |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Document Number | 0000059774 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 59774 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | CASCADE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 HEMLOCK ST FLORENCE OR 974399331, FLORENCE, OR 97439-9331 |
| Document Number | 59775 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 59775 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 31, 2019 |
| Property Address | 427 HEMLOCK ST, FLORENCE, OR 97439-9331 |
| Document Number | 0000059959 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 59959 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CASCADE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 427 HEMLOCK ST FLORENCE OR 974399331, FLORENCE, OR 97439-9331 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,009.00 (+5.91%) | $220,598 (+6.09%) | $441,071 (-11.45%) Land $80,873 Building $360,198 |
| 2023 | $2,841.00 (+4.22%) | $207,935 (+3%) | $498,109 (+14.12%) Land $70,583 Building $427,526 |
| 2022 | $2,726.00 | $201,879 | $436,472 Land $68,207 Building $368,265 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 individual policies |
| Nearby Flood Policies | 58 units insured incl. 38 condo units |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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