427 Harkness Ave, San Francisco, CA 94134 Property Records

San Francisco City property record for 427 Harkness Ave, San Francisco, CA 94134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,027 sqft · built 1972
Lot Size	0.001 acres (25 sqft)
Owner	Individual Name on File
Last Sale	$1,360,000 (May 2024)
Tax Bill	$17,213 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Mortgage + 6 more
APN	`6178-039`

Property Details

APN / Parcel Number

Primary APN	`6178-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
1st Floor Area	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	25 sqft (0.001 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 HARKNESS AVE
City	SAN FRANCISCO
State	CA
Zip	94134-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Subdivision	REIS TRACT
Legal Block	6178
Legal Lot Number	39
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	1
Census Block	1002
Census Tract	26402

Owner

427 Harkness Ave is owned and occupied by an individual who bought it in May 2024.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Grant Deed, Transfer CITIBANK
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARK D COCHRAN
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROBERT KRAMER
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARK D COCHRAN
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage ORASE L JR MCGHEE
May 3, 2017	Grant Deed, Transfer · Conventional Mortgage CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIANE FRAPPIER
Mar 1, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	May 22, 2019 · Amount on File
Deed Document Number	202442383
Prior Transfer Date	Aug 30, 2005
Prior Transfer Doc	I970/0104
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	May 22, 2019
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K77000093
Instrument Date	May 10, 2019
Instrument	K770093
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,750.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HARKNESS AVE SAN FRANCISCO CA 941342150, SAN FRANCISCO, CA 94134-2150

Mortgage

Document Number	K77000094
Date	May 22, 2019
Instrument	K770094

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2239

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K68400941
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BIVD #202 CASTRO VALLEY CA 94546, 202, CASTRO VALLEY, CA 94546

Mortgage

Document Number	0K68400941
Date	Oct 18, 2018
Instrument	K684941

Lender

Name	MARK D COCHRAN
Address	23803 PUTTER WAY, LOS ALTOS, CA 94024-6318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K65400851
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BLVD #202 CASTRO VALLEY CA 945465552, 202, CASTRO VALLEY, CA 94546-5552

Mortgage

Document Number	0K65400851
Date	Aug 13, 2018
Instrument	K654851

Lender

Name	ROBERT KRAMER
Address	585 MANDANA BLVD # 9, OAKLAND, CA 94610-2270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K64200347
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BLVD #202 CASTRO VALLEY CA 945465552, 202, CASTRO VALLEY, CA 94546-5552

Mortgage

Document Number	0K64200347
Date	Jul 23, 2018
Instrument	K642347

Lender

Name	MARK D COCHRAN
Address	23803 PUTTER WAY, LOS ALTOS, CA 94024-6318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K56300451
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BLVD #202 CASTRO VALLEY CA 945465552, 202, CASTRO VALLEY, CA 94546-5552

Mortgage

Document Number	0K56300451
Date	Jan 3, 2018
Instrument	K563451

Lender

Name	ORASE L JR MCGHEE
Address	2038 BANCROFT AVE, SAN FRANCISCO, CA 94124-2506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	May 3, 2017
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K44600660
Instrument Date	Apr 28, 2017
Instrument	K446660
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,930.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BLVD #202 CASTRO VALLEY CA 945465552, 202, CASTRO VALLEY, CA 94546-5552

Mortgage

Document Number	K44600661
Date	May 3, 2017
Instrument	K446661

Lender

Address	23803 PUTTER WAY, LOS ALTOS, CA 94024-6318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K56300449
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3137 CASTRO VALLEY BLVD #202 CASTRO VALLEY CA 945465552, 202, CASTRO VALLEY, CA 94546-5552

Mortgage

Document Number	0K56300449
Date	Jan 3, 2018
Instrument	K563449

Lender

Name	DIANE FRAPPIER
Address	6142 OLD QUARRY LOOP, OAKLAND, CA 94605-3382

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN FRANCISCO CA
Property Address	427 HARKNESS AVE, SAN FRANCISCO, CA 94134-2150
Document Number	0K43700144
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HARKNESS AVE SAN FRANCISCO CA 941342150, SAN FRANCISCO, CA 94134-2150

Mortgage

Document Number	0K43700144
Date	Apr 24, 2017
Instrument	K437144

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 23, 2057

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Harkness Ave was $17,213, down 1.3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,414,944 (+2%) Land $990,461 Building $424,483
2025	$17,213.00 (-1.32%)	$1,387,200 Land $971,040 Building $416,160
2024	$17,444.00 (+1.53%)
2023	$17,181.00 (+1.94%)	$1,393,861 Land $975,703 Building $418,158
2022	$16,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 427 Harkness Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Harkness Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

Nearby Properties on Harkness Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures