427 Hancock Pl, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 427 Hancock Pl, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1907
Lot Size	0.042 acres (1,825 sqft)
Owner	Individual Name on Record
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00226-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`18-00226-0000-00006`
Alternative APNs	`1800016000000002B` `180022600006`

Interior

Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	1,825 sqft (0.042 acres)
Lot Dimensions	87 ft deep x 21 ft wide

Location & Zoning

Old Parcel Number	1800016000000002B
Street Address	427 HANCOCK PL
City	FAIRVIEW
State	NJ
Zip	07022-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	21X87
Legal Block	226
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	5
Census Block	5008
Census Tract	18200

Owner

Source: Bergen County and Fairview Borough records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Jan 24, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026
Deed Sale	Jul 31, 2026
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	202652957
Deed Book / Page	5863 / 1597
Prior Transfer Date	Jun 10, 2026
Prior Transfer Doc	0000052957
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 31, 2026
Property Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811
Document Number	0000052957
Book / Page	5863 / 1597
Instrument Date	Jun 10, 2026
Instrument	202652957
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	EVIDENT TITLE AGENCY INC, EVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811

Mortgage

Document Number	0000052958,
Date	Jul 31, 2026
Instrument	202652958

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 31, 2026
Property Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811
Document Number	0000052958
Book / Page	5863 / 1604
Instrument Date	Jun 10, 2026
Instrument	202652958
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811

Mortgage

Document Number	0000052958,
Date	Jul 31, 2026
Book Page	5863/1604
Instrument	202652958

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 24, 2023
Property Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811
Document Number	0049131588
Book / Page	4913 / 1588
Instrument Date	Jan 9, 2023
Instrument	2023006533
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 BURKE PL, PARAMUS, NJ 07652-4011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HANCOCK PL, FAIRVIEW, NJ 07022-1811

Mortgage

Document Number	2023006534
Date	Jan 24, 2023
Instrument	2023006534

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,800 (+8.55%) Land $157,600 Building $161,200	$318,800 (+8.55%) Land $157,600 Building $161,200
2025	$6,682.00 (+2.71%)	$293,700 (+11.76%) Land $148,100 Building $145,600	$293,700 (+11.76%) Land $148,100 Building $145,600
2024	$6,506.00 (+19.57%)
2023		$262,800 Land $125,800 Building $137,000	$262,800 Land $125,800 Building $137,000
2022	$5,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Starry.

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