427 H St, Gearhart (Seaside), OR 97138 Property Records

Clatsop County property record for 427 H St, Gearhart, OR 97138

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,884 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$595,000 (Aug 2014)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61009DA01200`

Property Details

APN / Parcel Number

Primary APN	`61009DA01200`
Alternative APN	`9202`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	320 sqft
Unfinished Basement	544 sqft
Family Room	Family Room
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2016
Architectural Style	Modern
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	414 sqft
Deck Area	648 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	78 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9202
Street Address	427 H ST
City	GEARHART
State	OR
Zip	97138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	METES & BOUNDS
Legal Range	10
Legal Township	06
Legal Section	09
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	REDONDO ADD
Jurisdiction	CLATSOP OR
Township / Civil Division	ASTORIA
Census Block Group	2
Census Block	2033
Census Tract	950700

Owner

427 H St is owner-occupied and held in a trust since May 2025.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	427 NW HOYT ST, PORTLAND, OR 97209-3787
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	0000005415
Last Transfer Date	May 23, 2025
Transfer Doc	0000002561
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	427 H ST, GEARHART, OR 97138
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13175 THOMA RD, LAKE OSWEGO, OR 97034-1543

Mortgage

Document Number	0000008154
Date	Nov 17, 2022
Instrument	202208154

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 427 H St was $6,937.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Gearhart City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,937.00	$648,137 Building $648,137	$1,195,149 Land $547,012 Building $648,137
2023	$6,854.00 (+3.08%)	$598,651 (+3%)	$1,275,385 (+18.29%) Land $469,214 Building $806,171
2022	$6,649.00	$581,216	$1,078,150 Land $408,012 Building $670,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 H St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 individual policies
Nearby Flood Policies	118 units insured incl. 7 condo units
Nearby Flood Claims	7 (1996–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 H St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318
Water Source	Purchased surface water from CITY OF WARRENTON
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20