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427 Gilmor Rd, Joppa, MD 21085 Property Records

Harford County property record for 427 Gilmor Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,700 sqft · built 1965
Lot Size0.23 acres (10,010 sqft)
OwnerIndividual Name on File
Last Sale$224,900 (May 2018)
Tax Bill$2,969 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-147102

Property Details

APN / Parcel Number

Primary APN01-147102
Alternative APNs
  • 1147102
  • 147102

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,700 sqft Total Area
Basement Area637 sqft
Finished Basement637 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,010 sqft (0.23 acres)
Lot Dimensions143 ft deep x 37 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number147102
Street Address427 GILMOR RD
CityJOPPA
StateMD
Zip21085-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 42 103/37X143 427 GILMOR ROAD JOPPATOWNE S4 P 15/56
Legal SubdivisionJOPPATOWNE
Legal Block36
Legal Lot Number42,427
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County records · APN 01-147102

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address427 GILMOR RD, JOPPA, MD 21085-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 14, 2018Deed, Transfer · FHA Mortgage
CREDENCE FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleJun 27, 1984 · Amount on Record
Deed Book / Page12817 / 320
Prior Transfer DateAug 07, 2014
Prior Transfer Doc0108810091
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address427 GILMOR RD, JOPPA, MD 21085-4223
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 GILMOR RD, JOPPA, MD 21085-4223

Mortgage

Document Number0151020238
DateOct 14, 2021
Book Page15102/238
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 14, 2018
Property Address427 GILMOR RD, JOPPA, MD 21085-4223
Document Number0128170320
Book / Page12817 / 0320
Map ReferenceMB GRG15 FO56
Instrument DateMay 11, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,511.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 GILMOR RD, JOPPA, MD 21085-4223

Mortgage

Document Number0012817326
DateMay 14, 2018
Instrument12817/326
Lender
NameCREDENCE FUNDING CORP
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$304,500 (+5.55%)$320,500 (-) Land $69,400 Building $251,100
2025$2,969.00 (+9.27%)$288,500 (+10.58%)$320,500 (+17.61%) Land $69,400 Building $251,100
2023$260,900$272,500 Land $69,400 Building $203,100
2022$2,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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