Kershaw County property record for 427 Gettys Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4,195 sqft |
| Lot Size | 4.9 acres (213,880 sqft) |
| Owner | 2 Owners on Record |
| Last Sale | $278,000 (Nov 2014) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 293-00-00-028 |
| Primary APN | 293-00-00-028 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,195 sqft Gross Area |
| Gross Area | 2,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 213,880 sqft (4.9 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,008 sqft |
| Patio Area | 143 sqft |
| Account Number | 32639 |
|---|---|
| Old Parcel Number | 0293 00 00 0280 |
| Street Address | 427 GETTYS RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD-1 |
| Legal Description | 1450-323 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970401 |
Source: Kershaw County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owners on Record |
|---|---|
| Mailing Address | 427 GETTYS RD, ELGIN, SC 29045-9721 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Deed Document Number | 0003306294 |
| Deed Book / Page | 3306 / 294 |
| Last Transfer Date | Dec 1, 2014 |
| Transfer Doc | 0000007784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 427 GETTYS RD, ELGIN, SC 29045-9721 |
| Document Number | 0000012155 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 427 GETTYS RD ELGIN SC 290459721, ELGIN, SC 29045-9721 |
| Document Number | 0000012155 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 004370/000049 |
| Instrument | 12155 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 427 GETTYS RD, ELGIN, SC 29045-9721 |
| Document Number | 0000003797 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 GETTYS RD ELGIN SC 290459721, ELGIN, SC 29045-9721 |
| Document Number | 0000003797 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 004215/000008 |
| Instrument | 3797 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 5, 2045 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $291,800 (-) Land $41,800 Building $250,000 | $291,800 (-) |
| 2023 | $291,800 Land $41,800 Building $250,000 | $291,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 74% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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