427 Gateshead Dr, Naperville, IL 60565 Property Records

Will County property record for 427 Gateshead Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,630 sqft · built 1988
Lot Size	0.28 acres (12,065 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Sep 2009)
Tax Bill	$16,317 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-01-403-008`

Property Details

APN / Parcel Number

Primary APN	`07-01-01-403-008`
Alternative APN	`01014030080000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,630 sqft Total Area
1st Floor Area	1,811 sqft
2nd Floor Area	1,819 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Construction Type	Frame
Lot Area	12,065 sqft (0.28 acres)
Garage Type	Detached
Garage Area	653 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 GATESHEAD DR
City	NAPERVILLE
State	IL
Zip	60565-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 198 IN KNOCH KNOLL UNIT 1, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 1, PRT OF THE SW1/4 OF SEC 6, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	06
Legal Subdivision	KNOCH KNOLLS
Legal Block	1
Legal Lot Number	198
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2001
Census Tract	880304

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 GATESHEAD DR, NAPERVILLE, IL 60565-3148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2009 · Amount on Record
Deed Sale	Sep 17, 2009 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	2009112180
Prior Transfer Date	Jan 22, 2001
Prior Transfer Doc	0000029563
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	427 GATESHEAD DR, NAPERVILLE, IL 60565-3148
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056062
Date	May 19, 2021
Instrument	R2021056062

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	427 GATESHEAD DR, NAPERVILLE, IL 60565-3148
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037656
Date	Apr 5, 2021
Instrument	R2021037656

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	3.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	427 GATESHEAD DR, NAPERVILLE, IL 60565-3148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096324
Date	Dec 8, 2017
Instrument	R2017096324

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,317.00 (+24.9%)	$269,725 (+9.95%) Land $47,617 Building $222,108	$809,175 (+9.95%) Land $142,851 Building $666,324
2024		$245,316 (+31.66%) Land $43,308 Building $202,008	$735,948 (+31.66%) Land $129,924 Building $606,024
2022	$13,064.00 Homeowner's exemption	$186,326 Land $36,190 Building $150,136	$558,978 Land $108,570 Building $450,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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