427 Falls Rd, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 427 Falls Rd, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,740 sqft · built 1977
Lot Size	1.41 acres (61,690 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Jul 2024)
Tax Bill	$9,388 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`931-03-008`

Property Details

APN / Parcel Number

Primary APN	`931-03-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	4,666 sqft
1st Floor Area	1,570 sqft
2nd Floor Area	1,170 sqft
Basement Area	1,350 sqft
Finished Basement	877 sqft
Unfinished Basement	473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	61,690 sqft (1.41 acres)
Lot Dimensions	555 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	266 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	427 FALLS RD
City	CHAGRIN FALLS
State	OH
Zip	44022-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-100
Legal Description	19 KENT SUBD 0002 NP
Legal Subdivision	KENT SUB
Legal Lot Number	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	4
Census Block	4010
Census Tract	195900

Owner

427 Falls Rd is owned by two individuals who bought it in July 2024.

Source: Cuyahoga County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8024 CALVIN HALL RD, FORT MILL, SC 29707-8737
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD
Mar 23, 2018	Deed of Trust, Mortgage FIRST FED'L S&L/LAKEWOOD
Aug 1, 2017	Warranty Deed, Transfer BARRISTER TITLE SERVICES, BARRISTERS TITLE AGENCY
Jul 18, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2024341
Prior Transfer Date	Oct 25, 1978
Prior Transfer Doc	1486000767
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533

Mortgage

Document Number	0000000009
Date	Jan 21, 2026
Instrument	202601210009

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Document Number	0001290660
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD CHAGRIN FALLS OH 440222533, CHAGRIN FALLS, OH 44022-2533

Mortgage

Document Number	0001290660
Date	Jan 29, 2020
Instrument	1290660

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Document Number	0001290465
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD CHAGRIN FALLS OH 440222533, CHAGRIN FALLS, OH 44022-2533

Mortgage

Document Number	0001290465
Date	Jan 29, 2019
Instrument	1290465

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Document Number	0003280568
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD CHAGRIN FALLS OH 440222533, CHAGRIN FALLS, OH 44022-2533

Mortgage

Document Number	0003280568
Date	Mar 28, 2018
Instrument	3280568

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 27, 2028

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 1, 2017
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Document Number	0008010481
Instrument Date	Jul 27, 2017
Instrument	8010481
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD CHAGRIN FALLS OH 440222533, CHAGRIN FALLS, OH 44022-2533

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 18, 2017
Property Address	427 FALLS RD, CHAGRIN FALLS, OH 44022-2533
Document Number	0007180451
Instrument Date	Jun 30, 2017
Instrument	7180451
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 FALLS RD CHAGRIN FALLS OH 440222533, CHAGRIN FALLS, OH 44022-2533

Tax Assessment & Valuation

The 2025 property tax bill for 427 Falls Rd was $9,388, up 5.6% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,388.00 (+5.59%) Homeowner's exemption	$154,000 (-0.01%) Land $44,765 Building $109,235	$440,000 (-) Land $127,900 Building $312,100
2024	$8,891.00 (+7.09%) Homeowner's exemption Senior Citizen's exemption	$154,010 (+22.64%) Land $44,770 Building $109,240	$440,000 Land $127,900 Building $312,100
2023	$8,302.00 (-5.8%) Homeowner's exemption Senior Citizen's exemption	$125,580 (-) Land $39,550 Building $86,030
2022	$8,813.00 Homeowner's exemption Senior Citizen's exemption	$125,580 Land $39,550 Building $86,030
2021			$358,800 Land $113,000 Building $245,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 427 Falls Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Falls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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