427 Electra Dr, Houston, TX 77024 Property Records

Harris County property record for 427 Electra Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,924 sqft · built 1957
Lot Size	0.214 acres (9,309 sqft)
Owner	2 Individual Names on File
Last Sale	$867,160 (Jan 2024)
Tax Bill	$12,724 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-072-000-0003`

Property Details

APN / Parcel Number

Primary APN	`087-072-000-0003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
1st Floor Area	2,234 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,309 sqft (0.214 acres)
View / Lot	Flood Plain
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0870720000003
Street Address	427 ELECTRA DR
City	HOUSTON
State	TX
Zip	77024-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 12 MEMORIAL BEND SEC 2
Legal Subdivision	MEMORIAL BEND SEC 2
Legal Block	12
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2002
Census Tract	450700

Owner

427 Electra Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 ELECTRA DR, HOUSTON, TX 77024-4710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 9, 2023	Vendor's Lien, Transfer · Conventional Mortgage THIRD COAST BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Oct 9, 2023 · Amount on File
Deed Document Number	202417047
Prior Transfer Date	Apr 21, 2011
Prior Transfer Doc	0000162245
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 17, 2024
Property Address	427 ELECTRA DR, HOUSTON, TX 77024-4710
Document Number	0000017047
Map Reference	VOL 51 PG 66
Instrument Date	Jan 16, 2024
Instrument	2024-017047
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TRADITION TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 ELECTRA DR, HOUSTON, TX 77024-4710

Mortgage

Document Number	0000017048
Date	Jan 17, 2024
Instrument	2024-017048

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 9, 2023
Property Address	427 ELECTRA DR, HOUSTON, TX 77024-4710
Document Number	0000386579
Map Reference	VOL 51 PG 66
Instrument Date	Oct 6, 2023
Instrument	2023-386579
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 ELECTRA DR, HOUSTON, TX 77024-4710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000386580
Date	Oct 9, 2023
Instrument	2023-386580

Lender

Name	THIRD COAST BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Max Rate	13.3%

Tax Assessment & Valuation

The 2025 property tax bill for 427 Electra Dr was $12,724 with a homeowner's exemption, down 6.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,006,370 (+23.48%) Land $628,215 Building $378,155	$1,006,370 (+23.48%) Land $628,215 Building $378,155
2025	$12,724.00 (-6.55%) Homeowner's exemption	$815,000 Land $583,343 Building $231,657	$815,000 Land $583,343 Building $231,657
2024	$13,616.00
2023		$909,073 Land $491,085 Building $417,988	$909,073 Land $491,085 Building $417,988
2022	$9,584.00
2020	$7,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Electra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 492 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	498 units insured incl. 6 condo units
Nearby Flood Claims	386 (1979–2024)
Claims Outside the SFHA	356 of 386
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 198 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 23 claims Severe Storms & Flooding, Mar 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Electra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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