427 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 427 E Webster St, Ferndale, MI 48220 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,214 sqft · built 1938
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (May 2021)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-351-032`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-351-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,214 sqft Living Area
1st Floor Area	742 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	427 E WEBSTER ST
City	FERNDALE
State	MI
Zip	48220-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 35 HUGO SCHERERS SUB LOT 144, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	HUGO SCHERERS
Legal Lot Number	144
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1006
Census Tract	173500

Owner

Source: Oakland County records · APN 24-25-35-351-032

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 21, 2021	Warranty Deed, Transfer STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Deed Document Number	2021135075
Deed Book / Page	56279 / 12
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0000039730
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651

Mortgage

Document Number	20250150100
Date	Dec 03, 2025
Book Page	60741/482
Instrument	20250150100

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651

Mortgage

Document Number	0000138487
Date	May 27, 2021
Book Page	56301/263
Instrument	138487

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 21, 2021
Property Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651
Document Number	0000135075
Book / Page	56279 / 12
Map Reference	LB 12 PG 8
Instrument Date	May 07, 2021
Instrument	135075
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$2,124.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1890 STRATHCONA DR, 1890, DETROIT, MI 48203-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E WEBSTER ST, FERNDALE, MI 48220-2651

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00 (-0.12%) Homeowner's exemption	$162,400 (+10.5%)	$324,800 (+10.5%)
2024	$7,497.00 (+188.46%)
2023		$146,970	$293,940
2021	$2,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 718 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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