Franklin County property record for 427 E Torrence Rd, Columbus, OH 43214
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 872 sqft · built 1949 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Nov 2020) |
| Tax Bill | $4,651 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-058510 |
| Primary APN | 010-058510 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Wood/Aluminum |
| Foundation Type | Raised |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 133 ft deep x 57 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 E TORRENCE RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43214-3837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TORRENCE RD WOODLAND CREST LOT 125 |
| Legal Subdivision | WOODLAND CREST |
| Legal Lot Number | 125 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 220 |
Source: Franklin County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CME FEDERAL CREDIT UNION |
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit CME FCU |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit CME FCU |
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit CME FCU |
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Nov 9, 2020 | Survivorship Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Jun 9, 1993 · Amount on Record |
| Deed Document Number | 2020176997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Document Number | 0000119155 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026119155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | VALMER LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Document Number | 0000119155, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 2026119155 |
| Name | CME FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Document Number | 0000062238 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 202306230062238 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Document Number | 0000032520 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 202304060032520 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000166502 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 202212090166502 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | CROWN SEARCH SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000124180 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202107150124180 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Nov 9, 2020 |
| Property Address | 427 E TORRENCE RD, COLUMBUS, OH 43214-3837 |
| Document Number | 0000176997 |
| Map Reference | MB 11 PG 18 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 202011090176997 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | CROWN SEARCH SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4044 N LINCOLN AVE # 318, 318, CHICAGO, IL 60618-3038 |
| Document Number | 0000176998 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 202011090176998 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,640 (-) Land $55,930 Building $47,710 | $296,100 (-) Land $159,800 Building $136,300 | |
| 2024 | $4,651.00 (+1.31%) Homeowner's exemption | $103,640 (-) Land $55,930 Building $47,710 | |
| 2023 | $4,591.00 (+3.75%) Homeowner's exemption | $103,640 (+21.46%) Land $55,930 Building $47,710 | $296,100 (+21.45%) Land $159,800 Building $136,300 |
| 2022 | $4,425.00 Homeowner's exemption | $85,330 Land $40,180 Building $45,150 | |
| 2020 | $243,800 Land $114,800 Building $129,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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